BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



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                                    THIRD READING


          Bill No:  AB 2430
          Author:   Maienschein (R)
          Amended:  5/7/14 in Assembly
          Vote:     21


          SENATE JUDICIARY COMMITTEE  :  6-0, 6/17/14
          AYES:  Jackson, Corbett, Lara, Leno, Monning, Vidak
          NO VOTE RECORDED:  Anderson

           ASSEMBLY FLOOR  :  78-0, 5/15/14 (Consent) - See last page for  
            vote


           SUBJECT  :    Transfer disclosures

           SOURCE  :     California Association of Realtors


           DIGEST  :    This bill specifies that a common interest  
          development (CID) association may collect a reasonable fee from  
          the seller for the actual cost of providing these documents,  
          that the cost for these documents must be separately stated and  
          billed from other charges, and that these documents may not be  
          bundled with other documents required to be disclosed as part of  
          the sale.

           ANALYSIS  :    

          Existing law:

          1.Establishes, under the Davis-Stirling Common Interest  
            Development Act (Davis-Stirling Act), the rules and  
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            regulations governing the operation of a CID and the  
            respective rights and duties of a homeowners association and  
            its members.

          2.Requires certain transferors of real property, manufactured  
            homes, mobilehomes, and residential stock cooperatives,  
            consisting of one to four units, to provide detailed  
            disclosures to the transferee of the property.

          3.Requires the following documents ("required documents") to be  
            provided to a prospective purchaser of a separate interest in  
            a CID as soon as practicable before transfer of title to the  
            separate interest:  (a) a copy of the governing documents; (b)  
            a statement regarding the enforceability of a restriction on  
            occupancy based on age, as specified; (c) a copy of the  
            association's most recent financial documents, as specified;  
            (d) a true written statement regarding the amount of fees and  
            assessments, any unpaid assessments, and any monetary fines or  
            penalties levied against the separate interest; (e) a copy or  
            summary of any prior notice sent to the owner for an alleged  
            violation of the governing documents that remains unresolved;  
            (f) a copy of the preliminary list of defects provided to each  
            member of the association; (g) a copy of the latest  
            information regarding defects; (h) any change in assessments  
            which have been approved but not become due and payable as of  
            the date of disclosure; (i) a statement regarding prohibitions  
            in the governing documents regarding renting or leasing  
            separate interests; and (j) if requested, a copy of all  
            minutes from the association's board meetings conducted during  
            the previous 12 months.

          4.Provides that, within 10 days of the mailing or delivery of  
            the request, the association shall provide the owner with a  
            copy of the 10 items described above.  Those items may be  
            maintained in an electronic form and, if so, requesting  
            parties shall have the option of receiving them  
            electronically.  Existing law authorizes the association to  
            charge a reasonable fee based upon the association's actual  
            cost to procure, prepare, and reproduce the requested items.

          5.Imposes the following requirements:

             A.   An association shall provide a written or electronic  
               estimate of the fees that will be assessed for providing  

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               the requested documents;

             B.   Fees assessed for these documents shall be distinguished  
               from other fees, fines, or assessments billed as part of  
               the sales transaction;

             C.   Delivery of the documents shall not be withheld for any  
               reason nor subject to any condition except payment of the  
               allowable fee;

             D.   An association may provide the documents to a recipient  
               authorized by the owner; and

             E.   An association must provide the recipient with a copy of  
               the statutory form disclosing the amount billed for each  
               document being delivered.

          This bill:

          1.Modifies the statutory form disclosing the amount billed for  
            each document being delivered by allowing a seller to indicate  
            that a required document is being directly provided by the  
            seller, but only when the seller has confirmed in writing that  
            the document is a current document.

          2.Clarifies that an association may collect a reasonable fee  
            from the seller based upon the association's actual cost for  
            the procurement, preparation, reproduction, and delivery of  
            the required documents.  An additional fee shall not be  
            charged for the electronic delivery of these documents in lieu  
            of a hard copy.  States that it is the responsibility of the  
            seller to compensate the association, person, or entity that  
            provides the required documents to the prospective purchaser.

          3.Clarifies that the association shall provide a written or  
            electronic estimate of the fees that will be assessed for  
            providing the requested documents prior to processing the  
            request.

          4.Requires that fees assessed by an association for these  
            documents shall be distinguished from, separately stated, and  
            separately billed from, all other fees, fines, or assessments  
            billed as part of the transfer or sales transaction.  Requires  
            that fees assessed for each document provided to the seller  

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            for the purpose of transmission to the prospective purchaser  
            shall be individually itemized in the statement required to be  
            provided by the seller to the prospective purchaser.

          5.Provides that a seller shall provide to the prospective  
            purchaser, at no cost, current copies of any of the required  
            documents that are in the possession of the seller.

          6.Specifies that any documents not expressly required by this  
            section of the Davis-Stirling Act shall not be included in the  
            document disclosure, and that the bundling of documents  
            required to be provided with other documents relating to the  
            transaction is prohibited.

           Background
           
          In California, CIDs are governed by the Davis-Stirling Act.  A  
          common interest development is a form of real estate where each  
          homeowner has an exclusive interest in a unit or lot and a  
          shared or undivided interest in common area property.  Owners of  
          separate property in CIDs are subject to the CID's covenants,  
          conditions, and restrictions (CC&R's), as well as the bylaws and  
          operating rules of the development.  These documents are  
          referred to collectively as the governing documents.  CIDs are  
          also governed by a homeowners association, which is run by  
          volunteer directors that may or may not have prior experience  
          managing an association.  The Court of Appeal, Fourth Appellate  
          District, previously observed that:

          The homeowners associations function almost "as a second  
          municipal government, regulating many aspects of the homeowners'  
          daily lives."  "Upon analysis of the association's functions,  
          one clearly sees the association as a quasi-government entity  
          paralleling in almost every case the powers, duties, and  
          responsibilities of a municipal government.  As a  
          'mini-government,' the association provides to its members, in  
          almost every case, utility services, road maintenance, street  
          and common area lighting, and refuse removal.  In many cases, it  
          also provides security services and various forms of  
          communication within the community.  There is, moreover, a clear  
          analogy to the municipal police and public safety functions. . .  
          ."  In short, homeowners associations, via their enforcement of  
          the CC&R's, provide many beneficial and desirable services that  
          permit a common interest development to flourish.  (Villa Milano  

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          Homeowners Ass'n v. Il Davorge (2000) 84 Cal.App.4th 819, 836  
          [citations omitted].)

          In addition to the standard residential property disclosures  
          required when property is sold, purchasers of separate interests  
          within a CID must receive copies of the governing documents,  
          certain financial reports, disclosures regarding the  
          association's current regular and special assessments and fees,  
          unresolved notices of violation pertaining to the property, and  
          related information.  Since those documents are generally in the  
          association's possession, existing law allows the seller of the  
          property to request copies of those documents and requires the  
          association to provide them within 10 days.  Existing law  
          requires those disclosures to be delivered to the purchaser as  
          soon as practicable before transfer of title, or the execution  
          of a real property sales contract.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No   Local:  
           No

           SUPPORT  :   (Verified  6/19/14)

          California Association of Realtors

           ARGUMENTS IN SUPPORT  :    The author writes:
          
          Civil Code Section 4530 was enacted by AB 771 in 2011 to  
          eliminate the practice of "document bundling" in transactions  
          involving the sale of units in CIDs.  It was intended to  
          prohibit document bundling in CID transactions and clarify the  
          seller responsibilities in a transaction involving the sale of a  
          unit in a CID.  Notwithstanding the current prohibitions in  
          Section 4530, bundling of escrow documents with the  
          Davis-Stirling Act required documents continues to be exercised  
          by the third party agents retained by CIDs to provide the  
          required documents to prospective purchasers.  Additionally,  
          third-party agents are requiring prospective purchasers to pay  
          the fees for acquiring the Davis-Stirling documents before they  
          are provided, when the law calls for this compensation to be  
          paid by the seller.

          AB 2430 proposes to make it "perfectly clear" that  
          non-Davis-Stirling documents cannot be bundled with the  
          Davis-Stirling documents that are required to be provided by the  

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          seller or seller's agent within 10 days of a request from the  
          prospective purchaser.  AB 2430 also proposes to make it  
          "perfectly clear" that it is the seller who is required to pay  
          the document provider for provision of the documents to the  
          prospective purchaser, not the prospective purchaser.

           ASSEMBLY FLOOR  :  78-0, 5/15/14
          AYES:  Achadjian, Alejo, Allen, Ammiano, Bigelow, Bloom,  
            Bocanegra, Bonilla, Bonta, Bradford, Brown, Buchanan, Ian  
            Calderon, Campos, Chau, Ch�vez, Chesbro, Conway, Cooley,  
            Dababneh, Dahle, Daly, Dickinson, Donnelly, Eggman, Fong, Fox,  
            Frazier, Beth Gaines, Garcia, Gatto, Gomez, Gonzalez, Gordon,  
            Gorell, Gray, Grove, Hagman, Hall, Harkey, Roger Hern�ndez,  
            Holden, Jones, Jones-Sawyer, Levine, Linder, Logue, Lowenthal,  
            Maienschein, Medina, Melendez, Mullin, Muratsuchi, Nazarian,  
            Nestande, Olsen, Pan, Patterson, Perea, John A. P�rez, V.  
            Manuel P�rez, Quirk, Quirk-Silva, Rendon, Ridley-Thomas,  
            Rodriguez, Salas, Skinner, Stone, Ting, Wagner, Waldron,  
            Weber, Wieckowski, Wilk, Williams, Yamada, Atkins
          NO VOTE RECORDED:  Mansoor, Vacancy

          JA:e  6/19/14   Senate Floor Analyses 

                           SUPPORT/OPPOSITION:  SEE ABOVE

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