BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 2689
                                                                  Page  1

          Date of Hearing:   April 2, 2014

                           ASSEMBLY COMMITTEE ON INSURANCE
                                Henry T. Perea, Chair
              AB 2689 (Quirk-Silva) - As Introduced:  February 21, 2014
           
          SUBJECT  :   Sharing Unemployment Insurance Data 

           SUMMARY  :   Requires the Employment Development Department (EDD)  
          to provide unemployment insurance (UI) information it gathers to  
          the Department of Justice (DOJ) to combat identity theft.   
          Specifically,  this bill  :  

          1)Requires EDD to annually search the UI wage data to identify  
            instances where more than one name is associated with a single  
            social security number (SSN).

          2)Requires EDD to contact and forward information to DOJ when  
            EDD discovers three or more names are associated with a single  
            SSN. 

           EXISTING LAW  : 

          1)Prohibits generally, as a matter of federal and state law, the  
            disclosure of confidential UI program information for non-UI  
            program purposes.

          2)Establishes, as a matter of federal law, a number of  
            exceptions to the prohibition on sharing confidential UI  
            program information for non-UI program purposes, including  
            disclosure to a public official if:

               a)     The information is used by a public official in the  
                 course of his or her official duties.

               b)     Disclosing the information does not interfere with  
                 the efficient administration of the UI program.

               c)     There is a state law authorizing the disclosure.  

               d)     The requesting agency reimburses EDD for the cost of  
                 providing the information.

               e)     There is a written agreement with the agency  
                 receiving the information governing the use and  








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                 protection of the information.

          3)Permits the disclosure and use of confidential UI program  
            information for wide range of non-UI purposes consistent with  
            federal regulations.

           FISCAL EFFECT  :   Undetermined

           COMMENTS  :   

           1)Purpose  .  According to the author, a recent review of EDD by  
            the State Auditor found that it was common for multiple names  
            to be associated with a single Social Security number in an  
            EDD database, and that this is an indication of potential  
            identity theft.  Unfortunately, the department does not  
            provide this information to law enforcement when it suspects  
            misuse of Social Security numbers.  Because EDD does not have  
            the authority to share this information with appropriate law  
            enforcement officials when evidence suggests the misuse of  
            Social Security numbers, AB 2689 would provide the department  
            this authority to share crucial information.

           2)Auditor Recommendation  .  In October 2013, the State Auditor  
            released an audit of veterans' employment services at EDD.   
            The report included the following recommendation: 
           
             "To help protect the State's citizens from identity theft, the  
            Legislature should expressly authorize the department, on its  
            own initiative, to share information from the Base Wage File  
            with appropriate law enforcement officials when evidence  
            exists of the potential misuse of Social Security numbers. If  
            the department receives such legal authority, it should, at  
            least annually, review the Base Wage File for associations of  
            multiple names with a single Social Security number.  The  
            department should also establish a reasonable threshold for  
            the number of associated names that will trigger further  
            scrutiny from the department or referral to law enforcement."

           3)EDD Response  .   EDD included the following in its letter  
            responding to the audit recommendation:

            "The EDD gathers and maintains information in the Base Wage  
            File (BWF), which is the repository for the wage data  
            submitted to EDD by employers for use in the administration of  
            the Unemployment Insurance (UI) Program.  The wage data are  








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            comprised of the Social Security Numbers (SSN) and names,  
            which employers receive from their employees, and the  
            quarterly earnings attributed to those SSNs.

            The BWF currently contains information from 1.3 million  
            employers who reported over 22 million wage lines.  The audit  
            identified more than 1,400 instances where a single SSN was  
            associated with 10 or more different names in a single  
            quarter.  These instances represent a statistically  
            insignificant potential discrepancy rate of 0.006364 percent."

           4)Federal Regulations  .  UI operates under a combination of state  
            and federal rules.  The federal rules establish minimum  
            standards and requirements that all states must follow.  As  
            noted above, federal regulations that govern the sharing of  
            confidential UI program information prohibit disclosure for  
            non-UI program purposes unless a number of specific  
            requirements are met.  The bill currently requires EDD and the  
            Department of Justice to violate federal regulations on a  
            routine basis and subject the state to potential federal  
            sanctions for those violations.  

           5)Related Legislation  .  Two other bills have been introduced in  
            the Assembly (AB 1631 (Chavez) and AB 1663 (Hagman) and one  
            has been introduced in the Senate (SB 1435 (Nielsen)) that are  
            nearly identical to AB 2689.  

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          None received

           Opposition 
           
          None received
           
          Analysis Prepared by  :    Paul Riches / INS. / (916) 319-2086