BILL ANALYSIS                                                                                                                                                                                                    �




                                                                  SB 936
                                                                  Page A

          SENATE THIRD READING
          SB 936 (Monning)
          As Amended  August 14, 2014
          Majority vote 

           SENATE VOTE  :32-0  
           
           UTILITIES & COMMERCE             14-0                
          APPROPRIATIONS      17-0        
           
           ----------------------------------------------------------------- 
          |Ayes:|Patterson, Bonilla,       |Ayes:|Gatto, Bigelow,           |
          |     |Buchanan, Ch�vez, Dahle,  |     |Bocanegra, Bradford, Ian  |
          |     |Fong, Beth Gaines,        |     |Calderon, Campos,         |
          |     |Garcia, Roger Hern�ndez,  |     |Donnelly, Eggman, Gomez,  |
          |     |Jones, Mullin, Quirk,     |     |Holden, Jones, Linder,    |
          |     |Rendon, Skinner           |     |Pan, Quirk,               |
          |     |                          |     |Ridley-Thomas, Wagner,    |
          |     |                          |     |Weber                     |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Authorizes the California Public Utilities Commission  
          (PUC) to allow the Monterey Peninsula Water Management District  
          (MPWMD) and other financing entities to issue water rate relief  
          bonds to finance water supply infrastructure.  Specifically,  
           this bill  :   

          1)Makes legislative findings concerning the obstacles faced by  
            California American Water (Cal-Am) in obtaining adequate water  
            supply from the Carmel River and groundwater sources.

          2)Authorizes the PUC to issue financing orders, upon application  
            of a qualifying water utility, to facilitate the recovery,  
            financing, or refinancing of water supply costs, as specified.

          3)Prohibits the PUC from approving an increase in a financing  
            order that exceeds a total amount of 5% of the water supply  
            costs.

          4)Limits financed infrastructure to the desalination plant and  
            necessary equipment solely for that facility, including the  
            pipes necessary for conveyance and tanks necessary for water  
            storage.









                                                                  SB 936
                                                                  Page B


          5)Allows the qualifying water utility, beginning January 1,  
            2015, to apply to the PUC for a determination that no more  
            than 50% of the water supply costs may be recovered through  
            water supply charges.

          6)Requires the PUC to authorize imposition and collection of the  
            water supply charge if it determines the bond financing "would  
            reduce the rates on a present value basis that customers  
            within the qualifying water utility's service territory would  
            pay as compared to the use of traditional utility financing  
            mechanisms."

          7)Requires the PUC to establish in a financing order an  
            effective mechanism that ensures recovery of water supply  
            costs and financing costs through nonbypassable water supply  
            charges.

          8)Requires customers to pay water supply charges until the water  
            rate relief bonds and all financing costs are paid.

          9)Requires the PUC to approve periodic true-up adjustments to  
            the water supply charge.

          10)Directs the PUC to implement a program to allow the water  
            utility to exclude low-income water ratepayers participating  
            in low-income rate assistance programs from the payment of any  
            water supply charge imposed, if it determines that the  
            exclusion from the charge will have no significant impact on  
            the ability of the financing entity to finance the water  
            supply activity, and also authorizes the PUC to allow the  
            adjustment of the amount of the charge, as necessary, to cover  
            any costs associated with implementation of the exclusion.

          11)Requires an annual customer notice to customers explaining  
            the water supply charges and true-up adjustments to that  
            charge.

          12)Increases the length of time from 20 days to 210 days in  
            which the PUC must issue a decision and order or rehearing  
            regarding the implementation of certain provisions of law  
            related to the Department of Water Resources.

           FISCAL EFFECT  :  According to the Assembly Appropriations  









                                                                  SB 936
                                                                  Page C

          Committee, minor, if any, costs to the PUC.

           COMMENTS  :   

          1)Purpose.  According to the author, "Working as a  
            public-private partnership with Cal-Am, the Monterey Peninsula  
            Water Management District is offering its access to the public  
            financial markets in order to possibly reduce ratepayer  
            impacts of a large capital outlay project. This project will  
            address the Monterey Peninsula's mandatory water reductions  
            they are facing by working with Cal-Am on a desalination plan,  
            plus conveyance and storage facilities that are estimated to  
            cost $277 to $320 million.  By enabling an alternative  
            financing mechanism, known as 'Water Rate Relief Bonds' to be  
            issued, this could result in lower costs to Cal-Am customers  
            when compared to traditional utility financing mechanisms."

          2)The Monterey Peninsula Water Management District (MPWMD).   
            MPWMD was created by a special act in 1977 (AB 1329 (Mello),  
            Chapter 527, Statutes of 1977) and formed with local voter  
            approval in 1978. The District is comprised of six cities  
            (Carmel-by-the-Sea, Del Rey Oaks, Monterey, Pacific Grove,  
            Sand City, Seaside) plus unincorporated territory. MPWMD is  
            responsible for:  a) augmenting water supply through  
            integrated management of ground and surface water resources;  
            b) promoting water conservation, water reuse, and storm and  
            wastewater reclamation; and c) fostering scenic values,  
            environmental quality, native vegetation, fish and wildlife,  
            and recreation.  The Monterey Peninsula's retail water service  
            is provided by the California-American Water Company (Cal-Am),  
            an investor owned water utility regulated by the PUC.

          3)Need for alternative water supply.  The Monterey Peninsula has  
            relied upon the Carmel River as its main source of water for  
            over a century, and Cal-Am has traditionally supplied  
            customers with water from wells located near the river in the  
            Carmel Valley Aquifer.  Until recently, the water was  
            considered groundwater, which is not under the jurisdiction of  
            the State Water Resources Control Board (SWRCB). 

            In 1995, SWRCB ruled that Cal-Am's wells were diverting from  
            the underflow of the Carmel River, thus making diversion  
            subject to SWRCB jurisdiction.  Order 95-10 held that Cal-Am  
            did not have valid permits for about 70% of the community's  









                                                                  SB 936
                                                                  Page D

            water supply. Supply restrictions increased in 2006, when  
            cutbacks were ordered in the Seaside Groundwater Basin, the  
            Peninsula's only other water source.  A 2009 cease and desist  
            order issued by SWRCB imposed a December 2016 deadline on  
            Cal-Am to reduce its pumping from the Carmel River by 70%. 

            Cal-Am customers have decreased their water usage by more than  
            20% through water conservation, but these efforts are not  
            enough to meet the order for reduced pumping.  To replace the  
            water supply reductions ordered by SWRCB, Cal-Am applied to  
            the PUC on April 23, 2012, with a proposal for the Monterey  
            Peninsula Water Supply Project (MPWSP).<1>  The three pronged  
            approach consists of:  a) a desalination plant and  
            infrastructure, b) groundwater replenishment, and c) aquifer  
            storage and recovery.  Cal-Am has requested a $1 million grant  
            from the state Department of Water Resources to part-fund a  
            slant test well required for its proposed desalination  
            project.

            A July 31, 2013 settlement agreement among parties to a PUC  
            proceeding provides for the development, construction,  
            operation and financing of the MPWSP, as well as the recovery  
            of costs in rates.<2>  The agreement specifies that a  
            tax-exempt securitization mechanism will be used to finance  
            27% of the proposed project.  Securitization will require  
            several steps, including:

             a)   Cal-Am's establishment of a Special Purpose Entity  
               (SPE); 

             b)   Sale to the SPE of the right to collect a non-bypassable  
               charge from MPWMD customers;

             c)   Authorization by the California Legislature (i.e.,  
               through this bill); and 

             d)   A financing order by the PUC.

          ---------------------------
          <1>  
           http://www.cpuc.ca.gov/Environment/info/esa/mpwsp/pdf/CAW_Applica 
          tion_PDFA_.pdf  
          <2>  
           http://www.dra.ca.gov/WorkArea/linkit.aspx?LinkIdentifier=id&Item 
          ID=2466&libID=2488  








                                                                  SB 936
                                                                  Page E

          1)Rate relief bonds (RRB, and a.k.a. rate reduction bonds).  The  
            deregulation of electricity markets in the 1990s resulted in  
            decreased revenue for utilities, and many utility company  
            assets became uneconomic to operate.  These uneconomic assets  
            are referred to as "stranded assets."  RRBs were developed to  
            enable utilities to bridge the gap between the book value of  
            stranded assets in the previously regulated environment and  
            their market value in a deregulated one.
             
             Essentially a RRB is the securitization of a cashflow stream  
            generated by a fee charged to utility consumers.  These  
            asset-backed securities minimize borrowing costs by qualifying  
            for AAA credit ratings, as AAA ratings allow a utility to  
            borrow funds at an interest rate well below the rate typically  
            applicable to the utility's long-term debt.  The use of RRBs  
            allows for an extended recovery period of those stranded  
            assets at a AAA funding rate. 

            Public officials from the Monterey region want the Legislature  
            to authorize the District and Cal-Am to use RRBs to finance  
            some of the costs of a new desalination plant and other  
            elements of the proposed water supply project. 

          2)Shifting risk to ratepayers and cost controls.  This bill uses  
            a bankruptcy-remote special purpose entity (SPE) to issue RRBs  
            and insulate bondholders from potential insolvency of Cal-Am.   
            This allows for higher bond ratings and lower costs of debt  
            issuance.  However, by protecting rate reduction bondholders  
            from becoming creditors if Cal-Am files for bankruptcy  
            protection, the bill may increase the risks borne by vendors,  
            employees, investors holding other forms of debt, and other  
            potential creditors in a bankruptcy proceeding.  It is  
            unlikely that this bill's bankruptcy-remoteness provisions  
            will be necessary to shield bondholders from a bankruptcy  
            case.  However, in the event that Cal-Am does become  
            insolvent, it is unclear whether state law should shield some  
            potential creditors, leaving a smaller pool of remaining  
            creditors to bear the costs of restructuring.  

            By requiring ratepayers to share costs of a desalination plant  
            and other water supply facilities through a non-bypassable  
            charge, this bill increases ratepayers' exposure to risks  
            associated with the water supply infrastructure (e.g.,  
            construction and operation).  The bill requires ratepayers to  









                                                                  SB 936
                                                                  Page F

            pay the water supply charge that secures the RRBs even if the  
            financed infrastructure fails to function properly or is  
            unusable because of design flaws, construction failures, or  
            operational problems.  It is unclear whether the potential -  
            but not guaranteed - lower rates that securitization may  
            generate justify shifting a greater share of project risks to  
            ratepayers.

            Related to cost overruns, following an informational hearing  
            this committee held in February 2014 on the affordability of  
            water rates,<3> additional information was obtained regarding  
            costs borne by ratepayers when the cost of a PUC-approved  
            water treatment facility almost doubled.  In 2006 the  
            California Water Service Company, a PUC-regulated water  
            utility, requested authority to borrow funds from the Safe  
            Drinking Water State Revolving Fund (SDWSRF) for a new water  
            treatment facility to serve the community of Lucerne,  
            California.  The requested loan amount was $4.5 million.  On  
            December 2, 2006, Cal Water amended A.06-02-003 to increase  
            the loan amount to $5,676,277.  On November 20, 2007, Cal  
            Water filed A.07-11-020 increasing the requested loan amount  
            to $7,442,700.  The PUC approved the change in the loan amount  
            without reviewing the reasonableness of the costs (a  
            reasonableness review supposedly was conducted by the  
            Department of Public Health, the agency administering SDWSRF).  
             Although the sponsors believe this is unlikely, water  
            ratepayers in Monterey could be exposed to similar cost  
            overruns. 

            This bill currently provides for various protections for  
            ratepayers, as it:

             a)   Limits financed infrastructure to the desalination plant  
               and necessary equipment solely for that facility, including  
               the pipes necessary for conveyance and tanks necessary for  
               water storage.

             b)   Prohibits the PUC from approving an increase in a  
               financing order that exceeds a total amount of 5% of the  
               water supply costs.
           
           1)Ratepayer impacts.  According to Cal-Am, the average ratepayer  
            will be subject to a rate increase of 41% over a period of  



          ---------------------------
          <3>  http://autl.assembly.ca.gov/2014hearings  








                                                                  SB 936
                                                                  Page G

            five years, with estimated bills increasing from $75.74 at the  
            end of 2013 to $106.73 at the end of 2018 (94 cents/day).<4>   
            The charge will be assessed volumetrically based on water  
            usage, rather than a fixed charge.  
             
            This bill does authorize the PUC to allow the water utility to  
            exclude low-income ratepayers participating in low-income rate  
            assistance programs from paying the non-bypassable water  
            supply charges, if the PUC finds that the exclusion has no  
            significant impact on the ability of the financing entity to  
            finance the water supply activity. Cal-Am reports about 9% of  
            ratepayers (3,500 out of 38,000) in this district are in the  
            low-income water rate assistance program (LIRA).  A 41% rate  
            increase on a low income ratepayer is likely to be extremely  
            burdensome.  

           
           Analysis Prepared by  :    Brandon Gaytan / U. & C. / (916)  
          319-2083 


                                                                FN: 0004958


















          ---------------------------
          <4>  
           http://coastalwater.publishpath.com/Websites/coastalwater/files/C 
          ontent/3984326/CA-Mtry_RateDesign-RateImpactFactSheet_FINAL2-rev. 
          pdf