BILL ANALYSIS                                                                                                                                                                                                    Ó






                                  SENATE HUMAN
                               SERVICES COMMITTEE
                            Senator Carol Liu, Chair


          BILL NO:       SB 1002                                      
          S
          AUTHOR:        De León                                      
          B
          VERSION:       March 28, 2014
          HEARING DATE:  April 8, 2014                                
          1
          FISCAL:        Yes                                          
          0
                                                                      
          0
          CONSULTANT:    Mareva Brown                                 
          2

                                        

                                     SUBJECT
                                         
                           Medi-Cal: redetermination

                                     SUMMARY  

          When a Medi-Cal redetermination for eligibility is prompted  
          by a change in circumstances that was identified in a  
          CalFresh application or recertification, this bill requires  
          a county to begin a new 12-month Medi-Cal eligibility  
          period on a date that aligns with the beneficiary's  
          CalFresh certification period.  Additionally, this bill  
          requires that when a county approves or recertifies  
          eligibility for CalFresh benefits from a Medi-Cal  
          recipient, as specified, the county shall begin a new  
          12-month Medi-Cal eligibility period that aligns the  
          beneficiary's eligibility period with his or her CalFresh  
          certification period. This bill implements these provisions  
          only to the extent permitted by federal law and to the  
          extent that they do not violate federal Medicaid  
          maintenance of effort rules.


                                     ABSTRACT  

                                                         Continued---




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           Existing law:

              1)   Establishes the Medi-Cal program, administered by  
               the Department of Health Care Services, under which  
               qualified low-income individuals receive health care  
               services. (WIC 14000 et seq.)  

              2)   Establishes under federal law the Supplemental  
               Nutrition Assistance Program (SNAP) to promote the  
               general welfare and to safeguard the health and well  
               being of the nation's population by raising the levels  
               of nutrition among low-income households. (7 CFR  
               271.1)

             3)   Establishes in California statute the CalFresh  
               program to administer the provision of federal SNAP  
               benefits to eligible families and individuals. (WIC  
               18900 et seq.) 

             4)   Requires counties to seek to align the timing of  
               semi-annual reports for CalFresh recipients with  
               midyear status reports required by the Medi-Cal  
               program for CalFresh recipients who also are Medi-Cal  
               beneficiaries and who are subject to the Medi-Cal  
               midyear status reporting requirements. (WIC 18910 (b))

             5)   Requires a simplified eligibility process for  
               CalFresh enrollment to include  expedited enrollment  
               in Medi-Cal, provisions for tracking data on  
               participants in both programs and requirements for  
               outreach to participants in CalFresh who are eligible,  
               but not enrolled in Medi-Cal. (WIC 18925)

             6)   Requires counties to perform redeterminations of  
               eligibility for Medi-Cal beneficiaries every 12 months  
               and to promptly redetermine eligibility whenever the  
               county receives information about changes in a  
               beneficiary's circumstances that may affect  
               eligibility for Medi-Cal benefits. These can include  
               the birth of a child, change in family size, or change  
               in income. (WIC 14005.37 (a))


             7)   Mandates that Medi-Cal eligibility shall continue  





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               during the redetermination process and that a  
               beneficiary's Medi-Cal eligibility shall not be  
               terminated until the county makes a specific  
               determination based on facts clearly demonstrating  
               that the beneficiary is no longer eligible for  
               Medi-Cal benefits under any basis and due process  
               rights guaranteed under this division have been met,  
               as specified. (WIC 14005.37 (d))


             8)   Requires a county to gather relevant and available  
               information to determine a beneficiary's Medi-Cal  
               eligibility prior to contacting the beneficiary for  
               the purposes of redetermining eligibility. Requires  
               the county to consider information contained in the  
               beneficiary's file or other information, including  
               more recent information available to the county,  
               including, but not limited to, Medi-Cal, CalWORKs, and  
               CalFresh case files of the beneficiary or of any of  
               his or her immediate family members, and other  
               sources, as specified. (WIC 14005.37 (e))


             9)   Requires, in the case of a redetermination due to a  
               change in circumstances, that the county begin a new  
               12-month eligibility period, if the county determines  
               that the beneficiary remains eligible for Medi-Cal  
               benefits. (WIC 14005.37 (n))


           This bill:

              1)   Establishes this bill as "The Aligning  
               Opportunities for Health Act of 2014."  

              2)   Requires that, if a county received or gathered the  
               information about a change in circumstances of a  
               Medi-Cal beneficiary during a CalFresh application or  
               recertification, and the beneficiary is determined  
               eligible to receive CalFresh benefits, then the county  
               shall begin the new 12-month Medi-Cal eligibility  
               period on a date that aligns the beneficiary's  
               eligibility period with his or her household CalFresh  
               certification period.  






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              3)   Requires that, if a county recertifies eligibility  
               or approves an application for CalFresh benefits from  
               a Medi-Cal beneficiary who is not receiving CalWORKs  
               benefits, and who is not subject to a redetermination,  
               as specified above, the county shall begin a new  
               12-month Medi-Cal eligibility period that aligns the  
               beneficiary's eligibility period with the CalFresh  
               household certification period.

             4)   Specifies that a county shall not align the  
               Medi-Cal and CalFresh eligibility periods of a  
               beneficiary who is not subject to a redetermination  
               due to a change in circumstances identified in a  
               CalFresh application or recertification if doing so  
               would increase the beneficiary's share of cost or  
               reduce Medi-Cal benefits for any member of the  
               beneficiary's CalFresh family budget unit, in which  
               case the beneficiary's Medi-Cal eligibility period and  
               CalFresh certification period shall remain unaligned.

             5)   Specifies that the requirement to align programs  
               shall not be construed to permit a CalFresh recipient  
               who is otherwise ineligible for Medi-Cal benefits to  
               receive Medi-Cal benefits.
                
              6)   Requires that the alignment of eligibility periods  
               shall be implemented to the extent permitted by  
               federal law and to the extent that this action does  
               not violate federal maintenance of effort rules.
                
                                 FISCAL IMPACT  

          This bill has not been analyzed by a fiscal committee.

                            BACKGROUND AND DISCUSSION  

           Purpose of the bill:
           
          This bill seeks to reduce the churn rate for CalFresh  
          beneficiaries who are dropped from the program - typically  
          due to late paperwork - and who then reapply and are  
          reinstated within a short time frame. It does this by  
          aligning the Medi-Cal redetermination deadlines with the  
          CalFresh recertification period for beneficiaries who are  
          enrolled in both programs. The author states that if  





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          deadlines are not aligned, families are required submit  
          separate and duplicate reports to continue enrollment in  
          each program, which can be confusing and result in people  
          being dropped from the program and quickly re-instated. 


          According to the author, this situation harms families who  
          lose essential nutrition benefits for which they are  
          eligible and counties, which are forced to expend critical  
          resources processing new applications on behalf of  
          households that never lost eligibility.  Under this bill,  
          if a county can determine that a Medi-Cal beneficiary  
          remains eligible for Medi-Cal using information reported to  
          the county through a CalFresh application or CalFresh  
          certification form, the county must align the 12-month  
          CalFresh recertification period with the Medi-Cal 12-month  
          redetermination date.

           Hunger 

           According to data from the UCLA Center for Health Policy  
          Research's California Health Interview Survey (CHIS), at  
          least 4 million low-income Californians struggled with food  
          insecurity during 2011-12. Researchers find that  
          food-insecure adults face higher risks of chronic diseases,  
          such as diabetes, hypertension and depression and poor  
          mental health. Food-insecure children had poorer academic  
          outcomes.<1> In 2011-12, UCLA reported that 14.5 percent of  
          Californians earning less than 200 percent of the federal  
          poverty level reported very low food security, and had to  
          cut back on food, or skip meals. 
           
          CalFresh

           The U.S. Department of Agriculture's (USDA) Supplemental  
          Nutritional Assistance Program (SNAP) funds 100 percent of  
          food benefits to eligible individuals living in this  
          country. The program is administered in California as  
          CalFresh, and administrative funding is allocated through a  
          combination of federal, state and county funds. Specific  
          eligibility requirements for SNAP programs across the  
          country are set by the USDA, including gross- and  
          net-income asset tests for most recipients, work  
          requirements and specific documentation requirements and  
          -------------------------
          <1> http://cfpa.net/food-insecurity-2013




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          timelines. The average monthly benefit for a CalFresh  
          recipient is $153.13 per month, or $5.10 per day. (The  
          maximum monthly CalFresh benefit for a household of four is  
          $632 or $5.27 per person, per day). In California, 58  
          percent of CalFresh recipients are children. 

          Participation rate

          For years, California has been ranked last in the country  
          in SNAP participation rates, prompting concerns expressed  
          by the USDA, stories in the state's newspapers and many  
          legislative hearings, including two this year.  In 2011,  
          the most recent data available, just 57 percent of eligible  
          individuals enrolled in the program, compared to a national  
          average of 79 percent. Additionally, California is tied  
          with Hawaii for the lowest SNAP participation rate in the  
          nation for working poor families who are eligible to  
          receive benefits: Just 44 percent of California's eligible  
          working poor families received CalFresh benefits. The  
          national average was 67 percent. CDSS notes that the low  
          CalFresh participation rate significantly impacts  
          California's economy, and particularly in impoverished  
          areas of the state, as every $5 of federal SNAP benefits  
          are calculated to generate $9 of local economic activity.

          Churn

          When an individual or family who is receiving CalFresh  
          benefits is dropped from the program for reasons other than  
          a loss of fiscal eligibility, and then re-applies to the  
          program and is reinstated within 90 days, it is called  
          churn. Typically, this involves a beneficiary who does not  
          return required paperwork completely or on time in order to  
          remain on the program. The process of discontinuing a  
          family from benefits and then re-instating them is  
          time-consuming for both the low-income participant and the  
          counties as well as costly for the counties. California's  
          churn rate was 38 percent in the final quarter of 2012 and  
          varies within counties.  

          This bill specifically seeks to reduce churn by aligning  
          paperwork requirements with Medi-Cal redetermination  
          periods. 
           






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          Medi-Cal
           
          Medi-Cal is California's version of the federal Medicaid  
          health insurance program for low-income families and  
          individuals. Within the Affordable Care Act, California has  
          taken a number of required steps to simplify the  
          application and redetermination processes for  
          beneficiaries. 


          A number of factors can prompt a change in circumstance  
          that must be reported to Medi-Cal. These include changes in  
          income, address, and family composition, a family member  
          leaves or enters a nursing or long term care facility, a  
          child drops out of or enters school, change in citizenship  
          status, and other factors. These must be reported to the  
          county within 10 days, and may prompt a redetermination of  
          benefits. Some changes - for example a change in address -  
          may not require a redetermination.


          Overlap with between Medi-Cal and CalFresh

          Each of California's 58 counties is tasked with determining  
          state eligibility for and granting benefits to low-income  
          individuals who apply for the Medi-Cal, CalWORKs and  
          CalFresh programs, each of which has slightly different  
          eligibility requirements. A joint application allows people  
          to apply for all three programs at once, although often the  
          programs are accessed through separate applications and  
          processed separately. 


          According to Department of Social Services data from the  
          last quarter of 2012, 66 percent of Medi-Cal households  
          received CalFresh and 77 percent of CalFresh households  
          received Medi- Cal. The Center on Budget and Policy  
          Priorities argued in a 2013 paper that using SNAP  
          information to determine and renew eligibility for Medicaid  
          would make it more likely that SNAP participants would  
          enroll in Medicaid and also would reduce Medicaid  
          administrative costs for the states and the federal  







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          government.<2>
           
           Research by the Urban Institute published in February 2014  
          concluded that while little is known about the extent to  
          which low-income households receive multiple benefits and  
          in what combinations, some researchers have found that SNAP  
          beneficiaries are less likely to receive more than two  
          benefits than participants in other public programs and  
          that they are more likely to be enrolled in Medi-Cal than  
          in any other public benefit.<3>
           
          Related legislation:

           SB 970 (De León) 2012, would have allowed people applying  
          for health coverage to use the information in their health  
          application or renewal to start an application for public  
          programs such as CalFresh and CalWORKs. It was vetoed with  
          a message that the administration would pursue the goal  
          without the legislative mandate.
          
          AB 191 (Bocanegra) Chapter 669, Statutes of 2013, established a  
          categorical eligibility for CalFresh benefits for a household  
          with a member who is, or is eligible to be, a Medi-Cal  
          beneficiary.  

          AB 6 (Fuentes) Chapter 501, Statutes of 2011, streamlined  
          reporting requirements for the CalFresh and CalWORKs programs.
           
                                   POSITIONS  

          Support:       California Food Policy Advocates  
          (co-sponsor)
                         Western Center on Law and Poverty  
                         (co-sponsor)
                         Alameda County Community Food Bank 
                         American Federation of State, County and  
                         Municipal Employees (AFSCME)
                         Asian Law Alliance
                         -----------------
          <2> Rosenbaum, Dorothy, et al, "A Technical Assessment of  
          SNAP and Medicaid Financial Eligibility Under the  
          Affordable Care Act," Center on Budget and Policy  
          Priorities, June 6, 2013, revised.
          <3> Edelstein, Sara, et al, "Characteristics of Families  
          Receiving Multiple Public Benefits," The Urban Institute,  
          February 2014.




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                         California Association of Food Banks
                         California Coverage and Health Initiatives
                         California Center for Public Health Advocacy  

                         California Hunger Advocacy Coalition 
                         California Partnership
                         California WIC Association
                         Coalition of California Welfare Rights  
                         Organization
                         Community Food and Justice Coalition
                         Congress of California Seniors 
                         Greenlining Institute 
                         Hunger Advocacy Network
                         Los Angeles Regional Food Bank
                         National Health Law Program 
                         Redwood Empire Food Bank
                         San Diego Hunger Coalition 
                         San Francisco Living Wage Coalition
                         St. Anthony Foundation
                         The Children's Partnership/Children  
                         Now/Children's Defense Fund-California
                         United Ways of California
                         United Way of Fresno and Stanislaus Counties  




          Oppose:   None received.




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