BILL ANALYSIS                                                                                                                                                                                                    �






                           SENATE COMMITTEE ON EDUCATION
                                 Carol Liu, Chair
                             2013-2014 Regular Session
                                         

          BILL NO:       SB 1069
          AUTHOR:        Torres
          AMENDED:       March 26, 2014
          FISCAL COMM:   Yes            HEARING DATE:  April 24, 2014
          URGENCY:       No             CONSULTANT:Kathleen Chavira

           NOTE  :  This bill has been referred to the Committees on  
          Education and Business, Professions, and Economic Development.  
           A "do pass" motion should include referral to the Committee  
          on Business, Professions, and Economic Development.
           
          SUBJECT  :  Student Tuition Recovery Fund (STRF).
          
           SUMMARY  

          This bill requires the Bureau for Private Postsecondary  
          Education (BPPE) to adopt regulations to make students who  
          utilize a Cal Grant, a Pell Grant, or both, eligible to apply  
          for payment from the Student Tuition Recovery Fund, contingent  
          upon the amendment or continuation of the California Private  
          Postsecondary Education Act of 2009.

           BACKGROUND  

          Current law, until January 1, 2015, establishes the California  
          Private Postsecondary Education Act (Act) of 2009, which  
          provides for the approval, regulation, and enforcement of  
          private postsecondary educational institutions by the Bureau  
          for Private Postsecondary Education (BBPE) within the  
          Department of Consumer Affairs (DCA).  (Education Code �  
          94800-94950) 

          Among other things, the Act requires the BPPE to adopt  
          regulations and procedures governing the administration and  
          maintenance of the Student Tuition Recovery Fund (STRF),  
          including requirements relating to assessments on students and  
          student claims against the STRF. The STRF exists to relieve or  
          mitigate economic losses suffered by a student in an  
          educational program at a qualifying institution if the student  
          was a California resident (or was enrolled in a residency  
          program).




                                                                  SB 1069
                                                                   Page 2




          Current law limits the amount in the STRF to no more than  
          twenty-five million dollars ($25,000,000) at any time.  
          (Education Code � 94923)

          Current law authorizes the Cal Grant Program, administered by  
          the California Student Aid Commission (CSAC), to provide  
          grants to financially needy students to attend college.  The  
          program consists of the Cal Grant A, Cal Grant B, and Cal  
          Grant C programs, and eligibility is based upon financial  
          need, grade point average, California residency, and other  
          eligibility criteria, as specified. 
          (Education Code � 69430-69433.9)

           ANALYSIS
           
           This bill  :

          1)   Requires the Bureau for Private Postsecondary Education  
               to adopt regulations regarding the administration and  
               maintenance of the Student Tuition Recovery Fund to make  
               students who utilize a Cal Grant, Pell Grant, or both,  
               eligible to apply for payment from the fund.

          2)   Makes its provisions operative only if the California  
               Private Postsecondary Education Act of 2009 is amended or  
               repealed to delay or eliminate the January 1, 2015 repeal  
               date of the Act. 

           STAFF COMMENTS  
           
           1)   Need for the bill  .  This bill is prompted by the January  
               2014 closure of Career Colleges of America due to  
               financial problems which resulted in its loss of  
               accreditation.  Unable to negotiate a "teach-out" plan  
               prior to closure, credits earned by enrolled students  
               were not transferred to another institution, forcing  
               students who paid substantial amounts for their programs  
               to start over. 

               While some students do have recourse to recoup economic  
               loss suffered as the result of a school closure by  
               applying for reimbursement from the STRF fund  
               administered by the BPPE, current eligibility regulations  
               do not allow students to seek relief for costs paid by  
               third parties, including costs covered through Pell and  




                                                                  SB 1069
                                                                   Page 3



               Cal Grants.

           2)   Current status of the STRF  .  As noted in the background  
               of this analysis, the STRF balance is statutorily capped  
               at $25 million.  A recent report on the Bureau for  
               Private Postsecondary Education by the Bureau of State  
               Audits, indicates a balance of $33.6 million in the STRF.  


           3)   What does the STRF reimburse  ?  The STRF exists to  
               mitigate economic losses suffered by a student at an  
               institution regulated by the BPPE.  Regulations  define   
               "economic loss" as the sum of the student's tuition, cost  
               of equipment and materials required for the educational  
               program, and interest on any student loan used to pay for  
               such charges, collection costs and penalties. 

           4)   Current regulatory language  .  As required by the Act, the  
               BPPE has adopted regulations regarding the administration  
               of the STRF.  Currently, these regulations prohibit a  
               student whose total charges were paid by a third-party  
               payer to be eligible to make a claim against the STRF  
               fund.  

               As a result, a student who used a portion of their Cal  
               Grant eligibility at a now ineligible institution is not  
               able to seek repayment from the STRF.  Cal Grants are  
               limited to the equivalent of four full-time academic  
               award years.  The institution would no longer be eligible  
               to receive future Cal Grant payments, but no mechanism  
               currently exists for the student, nor the State, to  
               recoup the award payments previously paid to the  
               institution.  

           5)   Pending regulatory language  .  According to the BPPE, the  
               agency has recently proposed regulations to enable a  
               student whose costs were paid by a third party (a person,  
               business, or agency who pays any portion of an  
               institutional charge on a student's behalf) to be  
               eligible to apply for reimbursement from the STRF.  These  
               regulations are currently being reviewed and prepared for  
               public comment.  While the regulations appear to begin to  
               address the issue this bill intends to address, the  
               proposed regulations make no provision for how, or to  
               whom the funds would be paid. 





                                                                  SB 1069
                                                                   Page 4



           6)   Cal Grant reimbursements .  As currently drafted, it is  
               unclear who would receive the funds if a Cal Grant  
               recipient successfully claimed reimbursement from the  
               STRF.  Would a student receive the funds directly?  As  
               the funds were initially paid by the state, and not the  
               student, would such action be considered a gift of public  
               funds?  Would the BPPE retain the funds on a student's  
               behalf and pay them directly to an alternate institution  
               of the student's choice?  Only institutions that meet  
               specified criteria, as determined by the CSAC, are  
               eligible to participate in the Cal Grant program.  Should  
               an agency other than the CSAC be authorized to  
               re-distribute Cal Grant funds?   

               Current regulations authorize the BPPE to pay a student's  
               claim directly to the lender, holder, guarantee agency or  
               the US Department of Education, as appropriate.  Staff  
               recommends the bill be amended to similarly require the  
               payment of a student's claim directly to the California  
               Student Aid Commission, if the STRF claimant's  
               educational costs were paid with a Cal Grant. 

           7)   Alternate legislation  ?  The provisions of this bill are  
               contingent upon legislation that delays or eliminates the  
               repeal of the California Private Postsecondary Education  
               Act of 2009.  The Business, Professions and Economic  
               Development Committee is currently undertaking a sunset  
               review of the Act and will consider a number of changes  
               to the Act, to be contained in SB 1247 (Lieu).  SB 1247  
               is currently scheduled to be heard by this Committee on  
               April 30, 2014.  Should the provisions of this bill be  
               incorporated into the more comprehensive reform of the  
               Act anticipated in SB 1247?

           SUPPORT  

          Legal Aid Foundation of Los Angeles

           OPPOSITION

           None received.