BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



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                                    THIRD READING


          Bill No:  SB 1188
          Author:   Jackson (D)
          Amended:  5/20/14
          Vote:     21

           
           SENATE JUDICIARY COMMITTEE  :  5-2, 5/6/14
          AYES:  Jackson, Corbett, Lara, Leno, Monning
          NOES:  Anderson, Vidak


           SUBJECT  :    Consumers Legal Remedies Act:  facts

           SOURCE  :     Consumer Attorneys of California
                      Consumer Federation of California 


           DIGEST  :    This bill codifies that, under the Consumer Legal  
          Remedies Act (CLRA), fraud or deceit may consist of the  
          suppression or omission of a material fact by one who is bound  
          to disclose it or who gives information of other facts that are  
          likely to mislead for want of communication of that fact.  This  
          bill specifies that a fact is material if a reasonable person  
          attaches importance to its existence or nonexistence in  
          determining a choice of action in a transaction, and that  
          materiality is not limited to circumstances in which a product  
          poses a threat to health or safety.

           Senate Floor Amendments  of 5/20/14 provide that this bill shall  
          not expand or restrict warranty rights or obligations.



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           ANALYSIS  :    

          Existing law:

          1. Prohibits, under the CLRA, unfair methods of competition,  
             acts or practices by any person which either results in/is  
             intended to result in the sale or lease of goods or services  
             to any consumer.

          2. Enumerates several methods of unfair competition, acts, or  
             practices, including:

             A.    Representing that goods or services have  
                sponsorship, approval, characteristics, ingredients,  
                uses, benefits, or quantities which they do not have;  
                and

             B.    Representing that goods or services are of a  
                particular standard, quality, or grade, or that goods  
                are of a particular style or model, if they are of  
                another.  

          3. Provides that any consumer who suffers damage as a result of  
             a practice declared to be unlawful under the CLRA may bring  
             an action against that person to recover damages, as  
             specified.  Allows for a class action suit to be filed on  
             behalf of a class of consumers adversely affected by an  
             unfair method of competition, act, or practice.  

          4. Provides that the CLRA shall be liberally construed and  
             applied to promote its underlying purposes, which are to  
             protect consumers against unfair and deceptive business  
             practices and to provide efficient and economical procedures  
             to secure such protection.  

          This bill:

          1. Specifies that, under the CLRA, fraud or deceit may consist  
             of the suppression or omission of a material fact by one who  
             is bound to disclose it or who gives information of other  
             facts that are likely to mislead for want of communication of  
             that fact.

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          2. Specifies that a fact is material if a reasonable person  
             attaches importance to its existence or nonexistence in  
             determining a choice of action in the transaction in  
             question.

          3. Specifies that materiality is not limited to circumstances in  
             which a product poses a threat to health or safety.

          4. Specifies that this bill shall not expand or restrict  
             warranty rights or obligations.

           Background
           
          The CLRA is a consumer protection statute intended "to protect  
          consumers against unfair and deceptive business practices and to  
          provide efficient and economical procedures to secure such  
          protection."  Among other things, it prohibits merchants from  
          representing that goods have "characteristics, ingredients,  
          uses, benefits, or quantities which they do not have," or  
          representing those goods "are of a particular standard, quality,  
          or grade" when they are of another.  Consumers who are harmed by  
          unlawful practices specified in the CLRA have a right of action  
          under the CLRA to recover damages and other remedies.

          Passed by the Legislature in 1970, the CLRA is intended to be  
          "liberally construed" by the courts and "applied to promote its  
          underlying purposes."  Courts have, until recently, allowed  
          plaintiffs to bring CLRA claims based on allegations that a  
          merchant fraudulently omitted to disclose a material fact in the  
          course of a transaction, such as failing to disclose information  
          about a product's known defects.  However, following the  
          decision in Daugherty v. American Honda Motor Co., Inc.  
          (Cal.App.2d Dist. 2006), 144 Cal.App.4th 824, by a California  
          Appellate Court, both federal and state courts are divided over  
          whether claims can be brought under the CLRA for fraudulent  
          omissions not involving threats to health and safety.   This  
          disagreement among the courts creates a situation where a court  
          might find that the CLRA does not protect consumers from certain  
          fraudulent business practices except in a narrow range of cases  
          involving threats to health or safety.  Consequently,  
          manufacturers may potentially escape liability for concealing  
          known product defects so long as the defect does not pose a  
          safety risk to consumers.

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           Prior Legislation
           
          AB 1108 (Nielsen, 2011) would have revised the CLRA to require a  
          court to award court costs and attorney's fees to the prevailing  
          party in an action.  The bill died in the Assembly Committee on  
          Judiciary.

          AB 292 (Hayes, Chapter 1550, Statutes of 1970) enacted the CLRA,  
          which authorized a consumer who suffers damage from the use of  
          specified unfair methods of competition and unfair or deceptive  
          acts to bring an action to recover damages or other relief.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No   Local:  
           No

           SUPPORT  :   (Verified  5/20/14)

          Consumer Attorneys of California (co-source)
          Consumer Federation of California (co-source)
          California Advocates for Nursing Home Reform
          California Alliance for Retired Americans
          California Conference Board of the Amalgamated Transit Union
          California Conference of Machinists
          California Public Interest Research Group
          California Rural Legal Assistance Foundation
          California Teamsters Public Affairs Council
          Congress of California Seniors
          Consumer Watchdog
          Consumers for Auto Reliability and Safety
          Consumers Union
          Engineers and Scientists of California, IFPTE Local 20, AFL-CIO
          International Longshore and Warehouse Union
          Professional and Technical Engineers, IFPTE Local 21, AFL-CIO
          Unite Here, AFL-CIO
          Utility Reform Network
          Utility Workers Union of America, Local 132

           OPPOSITION  :    (Verified  5/20/14)

          American Insurance Association
          American International Group
          Association of California Insurance Companies
          California Automotive Business Coalition

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          California Building Industry Association
          California Chamber of Commerce
          California Citizens Against Lawsuit Abuse
          California Grocers Association
          California Manufacturers and Technology Association
          California Pool and Spa Association
          California Retailers Association
          Civil Justice Association of California
          International Franchise Association
          National Federation of Independent Businesses
          Personal Insurance Federation of California
          Tech America

           ARGUMENTS IN SUPPORT  :    The author writes:

             The Legislature passed the Consumer Legal Remedies Act  
             (CLRA) in 1970.  The Act prohibits sellers from making  
             fraudulent claims about their goods and services, or from  
             fraudulently withholding (omitting) information about  
             goods and services from California consumers.  From the  
             consumer standpoint, the CLRA is one of the most important  
             consumer protection statutes.  It was designed to prevent  
             unfair and deceptive business practices from taking hold  
             in the marketplace.

             Over the past eight years, a disagreement has developed  
             among courts as to whether CLRA claims alleging fraudulent  
             omissions are limited to matters involving safety hazards.  
              As a consequence, consumers may be unable to rely on the  
             CLRA to protect them from certain fraudulent business  
             practices not involving safety risks.  Without  
             clarification of the CLRA from the Legislature,  
             manufacturers can potentially escape liability for  
             concealing known product defects so long as the defect  
             does not pose a safety risk to consumers.

             This bill would clarify that CLRA fraudulent omission  
             claims are not limited solely to matters involving health  
             and safety hazards, but rather include all cases where a  
             merchant violates the Act by fraudulently failing to  
             disclose a material fact.  This clarification would ensure  
             that the CLRA continues to broadly protect California  
             consumers from deceptive business practices.


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           ARGUMENTS IN OPPOSITION  :    Several entities in opposition argue  
          that this bill unfairly exposes merchants to tort liability  
          after the expiration of a product's express warranty.  According  
          to the California Chamber of Commerce, "This definition will  
          significantly expand product defect litigation, especially class  
          actions, as any alleged product defect will be deemed "material"  
          once it has occurred, and the buyer will undoubtedly claim  
          knowledge of this defect would 


          have impacted the decision to purchase.  Such an expansion of  
          liability would render warranties absolutely meaningless, as all  
          manufacturers and sellers would have to ensure the everlasting  
          lifetime of a product."


          AL:d  5/21/14   Senate Floor Analyses 

                           SUPPORT/OPPOSITION:  SEE ABOVE

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