BILL ANALYSIS                                                                                                                                                                                                    �




                   Senate Appropriations Committee Fiscal Summary
                            Senator Kevin de Le�n, Chair


          SB 1214 (Anderson) - Property Tax Postponement Program.
          
          Amended: May 6, 2014            Policy Vote: G&F 6-0
          Urgency: No                     Mandate: Yes
          Hearing Date: May 19, 2014      Consultant: Mark McKenzie
          
          This bill meets the criteria for referral to the Suspense File. 
          
          Bill Summary: SB 1214 would re-enact a modified version of the  
          Senior Citizens and Disabled Citizens Property Tax Postponement  
          Program (PTP), and allow income-eligible senior citizens and  
          disabled persons to apply to the State Controller to defer  
          payment of property taxes, as specified, beginning on July 1,  
          2016.  

          Fiscal Impact: 
              SCO administrative costs of approximately $3.6 million  
              (37.2 PY) in 2016-17, $3.4 million (37.2 PY) in 2017-18,  
              $3.3 million (35.5 PY) in 2018-19, and $3.1 million (33.8  
              PY) ongoing.  Costs in the first three years include IT  
              improvements to the PTP accounting system and associated  
              databases.

              Unknown General Fund costs, likely in the range of $10  
              million annually, to pay property tax claims, decreasing  
              gradually over a period of 5-10 years as loan repayments  
              partially offset claim amounts.  Eventually loan payments  
              and accumulated interest could fully offset program  
              expenditures.

              Potential reimbursable mandate costs for duties imposed on  
              county tax administration officials.  Staff notes that  
              Legislative Counsel did not key this bill as a reimbursable  
              mandate, but the previous PTP program was deemed to have  
              imposed reimbursable activities on local agencies, resulting  
              in annual General Fund expenditures of up to $285,000  
              annually before the program was suspended in 2009.

          Background: The PTP was originally enacted by Chapter 1242 of  
          1977 to provide property tax relief to eligible senior citizens,  
          and was later expanded to include blind and disabled persons.   
          Under the program, senior citizens could defer payment of  








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          property taxes by requesting that the State Controller (SCO) pay  
          the amount deferred to the county.  The SCO recovers payment by  
          securing a lien on the property, ensuring repayment of deferred  
          property taxes with accrued interest upon sale of the home.  The  
          PTP was funded by an annual General Fund allocation of $12.7  
          million appropriated to the SCO to pay the face amount of all  
          certificates of eligibility for the program.  The PTP was  
          permanently suspended and all funding was eliminated by SBx3 8  
          (Ducheny), Chap. 4/2008-09 3rd Ex. Session, as a budget action  
          to address severe General Fund shortfalls during the recession.   
          Prior to suspension, the program was available to persons over  
          the age of 62, as well as blind and disabled persons, with an  
          income of less than $39,000 per year and at least 20 percent  
          equity in their homes.   

          Proposed Law: SB 1214 would re-enact the PTP program, with  
          modifications.  Specifically, this bill would:
                 Authorize the SCO to accept new claims for property tax  
               postponement, beginning on July 1, 2016.
                 Delete the previous program's $12.7 million annual  
               appropriation, and instead create the Senior Citizens and  
               Disabled Citizens Property Tax Postponement Fund (PTP  
               Fund), an interest bearing fund, continuously appropriated  
               to the Controller to fund the program, including  
               administrative costs and property tax postponement  
               disbursements.
                 Transfer any outstanding PTP loan repayments from  
               impound accounts remaining as of January 1, 2015 into the  
               PTP Fund. 
                 Delete references to and authority for impound accounts,  
               and instead require all loan repayments to be made directly  
               to the PTP Fund.
                 Require the SCO to transfer any funds in the PTP in  
               excess of $10 million to the General Fund.  
                 Increase a fee that the SCO can charge to provide lien  
               status information from $10 to $30.  This information is  
               only available to a person or entity having a legal and  
               equitable interest in the property.
                 Restrict PTP eligibility by requiring an applicant to  
               have at least a 40 percent equity interest in the property,  
               rather than 20 percent equity.
                 Require the SCO to provide information that is required  
               to enforce a tax sale, including social security numbers,  
               upon request of the tax collector.  The tax collector must  








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               certify under penalty of perjury that the information is  
               required, and this information would not be considered a  
               public record subject to inspection.
                 Clarify that postponement only applies for property  
               taxes for the fiscal year in which the taxpayer makes the  
               claim, and excludes past delinquent taxes.
                 Require taxpayers to file applications from September  
               1st to April 10th of the fiscal year, instead of May 15th  
               to December 10th of the calendar year,
                 Replace references to certificates of eligibility and  
               warrants with references to electronic fund transfers to  
               properly reflect modern processes.
                 Clarify that all costs, fees, and interest for a fiscal  
               year, in addition to the taxes, are cancelled if an  
               application is timely filed before property taxes become  
               delinquent.
                 Require the SCO, in the event of willful neglect, to  
               notify the claimant and provide a copy of the notification  
               to the tax collector of the taxes due and the 30-day  
               deadline, and allows the tax collector to return funds and  
               deny the claim.  
                 Require the SCO to notify a claimant when it  
               electronically transfers property taxes after initially  
               reversing its decision to deny the claim.

          Related Legislation: AB 2231 (Gordon), which is currently on the  
          Assembly Appropriations Committee Suspense File, would re-enact  
          the Senior Citizens and Disabled Citizens Property Tax  
          Postponement Program and is substantially similar to this bill.

          Staff Comments: SB 1214 requires that any amounts of repaid  
          property taxes from the previous PTP that remain in impound  
          accounts as of January 1, 2015 must be transferred to the PTP  
          Fund.  The SCO indicates that approximately $3.5 million is  
          currently on deposit in impound accounts.  This amount could be  
          used to initiate PTP activities in 2016-17, and would nearly  
          offset first year SCO administrative costs, but it would be  
          insufficient to fund any property tax payments for new  
          applicants.  Prior to suspension of the previous program, the  
          SCO distributed approximately $12 million in claims per year on  
          average.  Demand for the new program is unknown, but the program  
          would likely require a General Fund augmentation of $10 million  
          annually over a number of years.  Eventually, the program could  
          become totally self-sufficient over the long-term as loan  








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          repayments and interest offset demand for new claims.