BILL ANALYSIS                                                                                                                                                                                                    �







                      SENATE COMMITTEE ON PUBLIC SAFETY
                            Senator Loni Hancock, Chair              S
                             2013-2014 Regular Session               B

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          SB 1233 (Wyland)                                           3
          As Amended April 21, 2014
          Hearing date:  April 29, 2014
          Penal Code
          JM:mc

              FINANCIAL CRIMES AGAINST DEPENDENT ADULTS AND THE ELDERLY:  
 
                                   INCREASED FINES  


                                       HISTORY

          Source:  Author

          Prior Legislation: SB 543 (Block) - Ch. 543, Stats. 203
                       AB 332 (Butler) - Ch. 366, Stats. 2011
                       AB 1424 (Davis) - Ch. 152, Stats. 2008
                       SB 1018 (Simitian) - Ch.140, Stats. 2005
                       AB 484 (Benoit) - held Assembly Appropriations,  
          2005
                       AB 916 (Canciamilla) - held Senate Appropriations,  
          2005
                       AB 2611 (Simitian) - Ch. 886, Stats. 2004 
                       AB 2474 (Wolk) -not heard in the Senate Judiciary  
          Committee, 2004
                       AB 1131 (Jackson) - Ch. 543, Stats. 2003
                       AB 255 (Zettel) - Ch. 54, Stats. 2002
                       AB 2140 (Simitian) - Ch. 369, Stats. 2002
                       AB 2735 (Chan) - Ch. 552, Stats. 2002
                       AB 109 (Alquist) -held Senate Appropriations, 2001
                                    AB 559 (Nakano) - Ch. 214, Stats. 2000
                       AB 2253 (Jackson) - died Assembly Inactive File,  




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                                                           SB 1233 (Wyland)
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          2000
                                 SB 2199 (Lockyer) - Ch. 946, Stats. 1998
                       AB 880 (Hertzberg) - Ch. 934, Stats. 1998
                                    AB 3988 (Papan) - Ch. 769, Stats. 1986
                                   SB 248 (Carpenter) - Ch. 968, Stats.  
          1983

          Support: California Commission on Aging

          Opposition:California Attorneys for Criminal Justice


                                         KEY ISSUE
          
          SHOULD FINES FOR FINANCIAL OR RELATED CRIMES AGAINST A DEPENDENT  
          ADULT OR ELDERLY PERSON IN WHICH MORE THAN $950 WAS TAKEN BE RAISED  
          FROM $2,500 TO $25,000 FOR A MISDEMEANOR CONVICTION AND FROM $10,000  
          TO $250,000 FOR A FELONY?


                                       PURPOSE

          The purpose of this bill is to provide that where more than $950  
          was taken in a financial crime against a dependent adult or  
          elderly person, the maximum fine for defendants convicted of a  
          misdemeanor shall be $25,000 and $250,000 for those convicted of  
          a felony.

           Existing law  defines a "dependent adult" as any person who is  
          between the ages of 18 and 64, who has physical or mental  
          limitations which restrict his or her ability to carry out  
          normal activities or to protect his or her rights, including,  
          but not limited to, persons who have physical or developmental  
          disabilities or whose physical or mental abilities have  
          diminished because of age.  (Pen. Code � 368(h).)

           Existing law  defines "elder" as any person who is 65 years of  
          age or older.  (Pen. Code � 368, subd. (g).)

           Existing law  establishes fines and other punishment for theft,  




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                                                           SB 1233 (Wyland)
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          embezzlement, forgery, fraud, and identity theft against an  
          elder or dependent adult, as follows: 

               Where the defendant is not a caretaker and knows or  
              reasonably should know that the victim is an elder or a  
              dependent adult, and the value of the property, labor or  
              services does not exceed $950, the defendant may be punished  
              by a fine not exceeding $1,000, by imprisonment in a county  
              jail not exceeding one year, or both.  (Pen. Code � 368  
              (d).)

               Where the defendant is not a caretaker and knows or  
              reasonably should know that the victim is an elder or a  
              dependent adult, and the value of the property, labor or  
              services exceeds $950, the defendant may be punished by  
              imprisonment of up one year in a county jail and a fine of up  
              to $1,000, or by felony imprisonment 2, 3 or 4 years in state  
              prison or the county jail pursuant to Penal Code Section  
              1170, subdivision (h).  (Pen. Code � 368 (d).)

               Where the defendant is a caretaker and the value of the  
              property, labor or services does not exceed $950, the  
              defendant may be punished by a fine not exceeding $1,000,  
              imprisonment in a county jail not exceeding one year, or  
              both.  (Pen. Code � 368 (e).)

               A person who is a caretaker, and the value of the labor,  
              goods, services, funds, or real and/or personal property  
              taken exceeds $950 may be punished by up to one year in a  
              county jail or 2, 3 or 4 years in state prison.  (Pen. Code  
              � 368(e).)

           Existing law  provides that it is an alternative  
          felony-misdemeanor for a person to willfully obtain the personal  
          identifying information of another person and to use such for  
          any unlawful purpose without consent (Pen. Code � 530.5, subd.  
          (a).)

           Existing law  includes numerous specific crimes involving  
          unauthorized use or possession of the personal identifying  




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          information of another.  The crimes are misdemeanors or  
          alternate felony misdemeanors, depending on the fraudulent  
          intent of the defendant and the number of identity profiles  
          involved in the offense.  (Pen. Code � 530.5, subds. (a)-(d).)

           Existing law  provides that an identity theft crime against an  
          elderly person or dependent adult may be prosecuted under Penal  
          Code Section 368, a section that imposes special penalties for  
          such crimes and authorizes specific counseling if probation is  
          granted to the defendant.  When prosecuted under Section 368,  
          the maximum misdemeanor fine for identity theft - as defined in  
          Penal Code Section 530.5 - committed against an elderly person  
          or dependent adult is $2,500.<1>  (Pen. Code � 368, subds.  
          (d)-(e).)  

           This bill  raises the maximum misdemeanor fine from $2,500 to  
          $25,000 for a defendant convicted of a crime of theft, fraud or  
          identity theft involving a dependent adult or elderly person  

           This bill  raises the maximum felony fine from $10,000 to  
          $250,000<2> for a defendant convicted of a crime of theft, fraud  
          or identity theft involving a dependent adult or elderly person.  
           

                    RECEIVERSHIP/OVERCROWDING CRISIS AGGRAVATION

          For the last several years, severe overcrowding in California's  
          ---------------------------
          <1> The $2,500 maximum misdemeanor fine applies where the value  
          of the property involved in the offense was $950 or more.  In  
          other cases, the maximum fine is $1,000.  (Pen. Code � 368,  
          subds. (d)-(e).)   
          <2> Because of the unusual construction of the section this bill  
          amends, it appears that the bill authorizes the court to impose  
          a misdemeanor fine of up to $250,000.  That is, if a defendant  
          is convicted of an alternate felony-misdemeanor, imposition of a  
          fine alone makes the crime a misdemeanor.  (Pen. Code � 17,  
          subd. (b)(1).) This bill separately describes the $250,000 fine,  
          such that the court could apparently impose for a misdemeanor  
          conviction.   




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          prisons has been the focus of evolving and expensive litigation  
          relating to conditions of confinement.  On May 23, 2011, the  
          United States Supreme Court ordered California to reduce its  
          prison population to 137.5 percent of design capacity within two  
          years from the date of its ruling, subject to the right of the  
          state to seek modifications in appropriate circumstances.   



          Beginning in early 2007, Senate leadership initiated a policy to  
          hold legislative proposals which could further aggravate the  
          prison overcrowding crisis through new or expanded felony  
          prosecutions.  Under the resulting policy, known as "ROCA"  
          (which stands for "Receivership/ Overcrowding Crisis  
          Aggravation"), the Committee held measures that created a new  
          felony, expanded the scope or penalty of an existing felony, or  
          otherwise increased the application of a felony in a manner  
          which could exacerbate the prison overcrowding crisis.  Under  
          these principles, ROCA was applied as a content-neutral,  
          provisional measure necessary to ensure that the Legislature did  
          not erode progress towards reducing prison overcrowding by  
          passing legislation, which would increase the prison population.  
            

          In January of 2013, just over a year after the enactment of the  
          historic Public Safety Realignment Act of 2011, the State of  
          California filed court documents seeking to vacate or modify the  
          federal court order requiring the state to reduce its prison  
          population to 137.5 percent of design capacity.  The State  
          submitted that the, ". . .  population in the State's 33 prisons  
          has been reduced by over 24,000 inmates since October 2011 when  
          public safety realignment went into effect, by more than 36,000  
          inmates compared to the 2008 population . . . , and by nearly  
          42,000 inmates since 2006 . . . ."  Plaintiffs opposed the  
          state's motion, arguing that, "California prisons, which  
          currently average 150% of capacity, and reach as high as 185% of  
          capacity at one prison, continue to deliver health care that is  
          constitutionally deficient."  In an order dated January 29,  
          2013, the federal court granted the state a six-month extension  
          to achieve the 137.5 % inmate population cap by December 31,  




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          2013.  

          The Three-Judge Court then ordered, on April 11, 2013, the state  
          of California to "immediately take all steps necessary to comply  
          with this Court's . . . Order . . . requiring defendants to  
          reduce overall prison population to 137.5% design capacity by  
          December 31, 2013."  On September 16, 2013, the State asked the  
          Court to extend that deadline to December 31, 2016.  In  
          response, the Court extended the deadline first to January 27,  
          2014 and then February 24, 2014, and ordered the parties to  
          enter into a meet-and-confer process to "explore how defendants  
          can comply with this Court's June 20, 2013 Order, including  
          means and dates by which such compliance can be expedited or  
          accomplished and how this Court can ensure a durable solution to  
          the prison crowding problem."

          The parties were not able to reach an agreement during the  
          meet-and-confer process.  As a result, the Court ordered  
          briefing on the State's requested extension and, on February 10,  
          2014, issued an order extending the deadline to reduce the  
          in-state adult institution population to 137.5% design capacity  
          to February 28, 2016.  The order requires the state to meet the  
          following interim and final population reduction benchmarks:

                 143% of design bed capacity by June 30, 2014;
                 141.5% of design bed capacity by February 28, 2015; and
                 137.5% of design bed capacity by February 28, 2016. 

          If a benchmark is missed the Compliance Officer (a position  
          created by the February 10, 2016 order) can order the release of  
          inmates to bring the State into compliance with that benchmark.   


          In a status report to the Court dated February 18, 2014, the  
          state reported that as of February 12, 2014, California's 33  
          prisons were at 144.3 percent capacity, with 117,686 inmates.   
          8,768 inmates were housed in out-of-state facilities.

          The ongoing prison overcrowding litigation indicates that prison  
          capacity and related issues concerning conditions of confinement  




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          remain unresolved.  While real gains in reducing the prison  
          population have been made, even greater reductions may be  
          required to meet the orders of the federal court.  Therefore,  
          the Committee's consideration of ROCA bills -bills that may  
          impact the prison population - will be informed by the following  
          questions:

                 Whether a measure erodes realignment and impacts the  
               prison population;
                 Whether a measure addresses a crime which is directly  
               dangerous to the physical safety of others for which there  
               is no other reasonably appropriate sanction; 
                 Whether a bill corrects a constitutional infirmity or  
               legislative drafting error; 
                 Whether a measure proposes penalties which are  
               proportionate, and cannot be achieved through any other  
               reasonably appropriate remedy; and,
                 Whether a bill addresses a major area of public safety  
               or criminal activity for which there is no other  
               reasonable, appropriate remedy.


                                      COMMENTS

          1.  Need for This Bill  

          According to the author:

               Elder financial abuse spans a broad spectrum of  
               conduct.  Senior citizens are the most vulnerable  
               members of our society.  Some examples include forging  
               an older person's signature, taking money or property,  
               telemarketing scams and coercion.  They are often  
               preyed upon or taken advantage of.  Exploiting the  
               elderly for financial gain cannot be tolerated.  By  
               imposing a harsher fine on these abusers, SB 1233 will  
               deter future abuse of the elderly.

          2.  Mandatory Penalty Assessments Quadruple the Actual Amount of a  
          Criminal Fine 




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          Mandatory penalty assessments and fees - 310% as of April, 2013  
          - are assessed on the base fine for a crime.  That is, the  
          actual amount the defendant must pay is 1) the base fine, and 2)  
          310% of the bases fine - four times the base fine.  A maximum  
          fine of $250,000 imposed pursuant to this bill would actually  
          require a defendant to pay $1 million.

          Penalty assessments generally have little or nothing to do with  
          the crime for which the fine-paying defendant was convicted.   
          Assuming a defendant was fined $10,000 as the maximum fine, the  
          following penalty assessments would be imposed pursuant to the  
          Penal Code and the California Government Code:

          Base Fine:                                                        
                          $10,000

          Penal Code 1464 assessment:                                       
             $10,000  ($10 for every $10)
          Penal Code 1465.7 surcharge:                                      
                  2,000  (20% surcharge)
          Penal Code 1465.8 assessment:                                     
                     40   ($40 fee per offense)
          Government Code 70372 assessment:                                 
           5,000  ($5 for every $10)
          Government Code 70373 assessment:                                 
                30  ($30 for felony or misd.)
          Government Code 76000 assessment:                                 
           7,000  ($7 for every $10)
          Government Code 76000.5 assessment:                               
          2,000  ($2 for every $10) 
          Government Code 76104.6 assessment:                               
          1,000  ($1 for every $10)
          Government Code 76104.7 assessment                                
          4,000  ($4 for every $10)

          Total Fine with Assessments:                                      
           $41,070

          Distribution of Penalty Assessments:




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                 State penalty of $10 for every $10.  70 % is transmitted  
               to the state and 30 percent remains with the county.  The  
               state portion of penalty is distributed in specified  
               percentages among: the Fish and Game Preservation Fund  
               (0.33 percent); the Restitution Fund (32.02 percent); the  
               Peace Officers Training Fund (23.99 percent); the Driver  
               Training Penalty Assessment Fund (25.70 percent); the  
               Corrections Training Fund (7.88 percent); the Local Public  
               Prosecutors and Public Defenders Fund (0.78 percent, not to  
               exceed $850,000 per year); the Victim-Witness Assistance  
               Fund (8.64 percent); and the Traumatic Brain Injury Fund  
               (0.66 percent).  (Penal Code � 1464.)
                 County penalty assessment of $7 for every $10 upon every  
               fine or penalty including all Vehicle Code offense and any  
               local ordinance adopted pursuant to the Vehicle Code except  
               parking offenses.  The money collected shall be placed in  
               any of the following funds if established by a County Board  
               of Supervisors:  Courthouse Construction Fund; a Criminal  
               Justice Facilities Construction Fund; Automated Fingerprint  
               Identification Fund; Emergency Medical Services Fund; DNA  
               Identification Fund.  (Gov. Code � 76000 et seq.)
                 State surcharge of 20 % for deposit in the General Fund.  
                (Pen. Code � 1465.7.)
                 "State Court Facilities Construction Fund" - up to $5  
               for every $10.  Each county determines the amount - for  
               local courthouse construction.  (Gov. Code � 70372, 76100.)  
                
                 $1 on every $10 for DNA databank implementation.  (Gov.  
               Code � 76104.6.)
                 State-only penalty of $4 for every $10.  (Gov. Code �  
               76104.7.)
                 $2 on every $10 to support emergency medical services.   
               (Gov. Code � 76000.5.)
                 $4 on every Vehicle Code violation or local ordinance  
               for the Emergency Medical Air Transportation Act Fund.   
               (Government Code � 76000.10.)
                 Flat fee of $40 to ensure adequate funding for court  
               security.  (Penal Code � 1465.8.)





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          3.    Deterrence Value of Criminal Penalties  

          It appears that the major rationale for imposing very severe  
          fines on defendants convicted of financial abuse of an elderly  
          person is that such fines would deter potential perpetrators.   
          Criminologists generally accept the general deterrence of  
          criminal statutes - the tendency of people to avoid doing acts  
          that would subject them to criminal penalties.  Criminologists  
          have, however, long been skeptical of the value of special  
          deterrence - deterring commission of a particular crime through  
          the specific penalty for that crime.<3>  Research appears to  
          clearly establish that  certainty  of punishment is a much more  
          effective deterrent than the severity of punishment.<4>

          Perpetrators of financial crimes against the elderly may be  
          particularly likely to believe that they will never be caught.   
          The perpetrator may control the victim's finances or believe  
          that the victim will be unaware of the crime.  Perhaps most  
          important, it is unlikely that a potential perpetrator of  
          financial crimes against a dependent adult or elderly person  
          would be aware of the severe fines authorized pursuant to this  
          bill.  The fines are not included in the statutes defining the  
          individual crimes - theft, fraud, forgery, embezzlement or  
          identity theft - but in a stand-alone section that authorizes  
          higher penalties and specific probation conditions where the  
          victim of one of the specified crimes is a dependent adult or  
          elderly person.   

          WOULD THE SEVERE PENALTIES IN THIS BILL DETER POTENTIAL  
          PERPETRATORS OF FINANCIAL CRIMES AGAINST DEPENDENT ADULTS AND  
          THE ELDERLY?

          WOULD POTENTIAL PERPETRATORS BE AWARE OF THE SEVERE FINES THAT  
          COULD BE IMPOSED UNDER THIS BILL?

          4.  Restitution Issues in Cases of Financial Crimes Against  
          ---------------------------
          <3> http://bjc.oxfordjournals.org/content/21/2/136.extract.
          <4>  
          http://www.sentencingproject.org/doc/deterrence%20briefing%20.pdf 
          .



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            Elderly and Dependent Adults  

          This bill authorizes a court to impose extremely high fines on  
          defendants convicted of financial abuse of a dependent adult or  
          elderly person.  Arguably, however, the most important  
          consideration in a case of financial abuse of an elderly person  
          is the ability of the victim to obtain restitution.  A criminal  
          fine is of no value to the victim.

          Many elderly persons have fixed, minimal incomes.  A loss of  
          income or assets can severely limit an elderly person's ability  
          to pay for basic needs, such as utilities and rent.  Elderly  
          persons who are the victims of theft or fraud may have  
          difficulty dealing with the stress of victimization.  Further,  
          recent research<5> has found that changes in the brains of the  
          elderly render them less able to recognize a fraudulent scheme  
          or scam.  Also, a dependent adult who has a limited ability to 























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          ---------------------------
          <5> Why It's Easier to Scam the Elderly, NPR Morning Edition,  
          December 6, 2012:   
          http://www.npr.org/blogs/health/2012/12/06/166609270/why-its-easi 
          er-to-scam-the-elderly.








          care for himself or herself, or who has an intellectual  
          disability, may also be especially vulnerable to perpetrators of  
          fraudulent schemes.  

          The California Constitution and relevant statutes provide that  
          all persons who suffer losses as a result of criminal activity  
          shall have the right to restitution from the perpetrators.   
          (Cal. Const. Art. 1 � 28(b); Pen. Code � 1202.4, subds. (a) and  
          (f).)  Nevertheless, it is often difficult for elderly victims  
          to obtain restitution from perpetrators of financial crimes.   
          The stolen assets may have been dissipated well before  
          conviction and sentencing.  While restitution has priority over  
                                                 other fines, collection is often difficult, whether done by the  
          victim or a government entity on behalf of the victim.  Although  
          a restitution order is collectible as though it were a civil  
          judgment, many judgments go unsatisfied.

          The sheer complexity of the fine system and limited county  
          resources affects collection of all fines and fees.<6>  Each  
          county has a victim-witness program, usually in the office of  
          the district attorney, that can direct victims to the agency  
          designated to collect restitution.  Prosecutors are authorized  
          to help victims collect restitution, but they are not required  
          to do so.  (Pen. Code �� 1202.4, subd. (h) and 1202.4, subd.  
          (g).)  However, the agency designated to collect restitution  
          varies from county to county and typically has myriad additional  
          duties.  Victims' names and addresses might be lost or not  
          entered into court records.<7> Representatives of victim  
          advocacy groups have noted that the restitution system is  
          disorganized, especially where the victim resides in one county  
          and the offender in another.  

          Because defendants are required to pay restitution as a  
          condition of probation, victims may receive partial restitution  
          over the perpetrator's term of probation.  After probation ends,  
          the criminal court has no authority over the defendant.  The  
          restitution is likely to essentially be just another judgment  
          against an impecunious former defendant.  

          ---------------------------
          <6> https://www.library.ca.gov/crb/06/03/06-003.pdf.
          <7> http://abclocal.go.com/kgo/story?id=9112950.



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          WOULD REFORMS IN THE RESTITUTION SYSTEM BE MORE EFFECTIVE IN  
          HELPING ELDERLY VICTIMS OF FINANCIAL FRAUD THAN INCREASING THE  
          FINES ON PERPETRATORS?

          5.  Legislative Efforts to Authorize Victim Compensation for  
          Elderly Victims of Fraud  

          California law includes an extensive program for compensation  
          for victims of violent crime who did not receive restitution  
          from the perpetrators of the crime.  Compensation is made from  
          the Victims of Crime Fund, administered by the Victims  
          Compensation and Government Claims Board (VCGCB - board).  The  
          fund is largely funded by "restitution fines" that must be  
          imposed on every convicted defendant.  The restitution fine for  
          a misdemeanor is $150 to $1,000 and $300 to $10,000 for a  
          felony.  The board has been consistently concerned that the fund  
          is not funded well enough to compensate all eligible victims or  
          to expand the class of eligible victims.

          Two recent bills have sought to allow elderly fraud victims to  
          obtain limited compensation from the Victims Compensation Fund.   
          SB 60 (Wright) Ch. 147, Stats. 2013, was originally drafted to  
          extend compensation to dependent adult and elderly victims of  
          financial abuse.  The bill was amended to only extend  
          eligibility to victims of human trafficking.

          SB 847 (Block), which passed this Committee 7-0, is set for  
          hearing in Senate Appropriations on April 28, 2014.  SB 847  
          would allow elderly victims of financial abuse to obtain  
          reimbursement of up to $2,000 for financial and mental health  
          counseling.  Two major issues have been raised regarding an  
          extension of compensation to elderly and dependent adult victims  
          of financial fraud.  One concern is that compensation through  
          the fund has always been limited to victims of violent crimes  
          covered by the program.  The second major concern is that the  
          fund is chronically low on reserves or heading toward a deficit.  
           While the compensation program has long been criticized for  
          overspending on administrative costs, it is clear that victims  
          could certainly benefit if the victims compensation program had  












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          more money and a steadier flow of receipts.  


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