BILL ANALYSIS                                                                                                                                                                                                    �






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: SB 1260
          SENATOR MARK DESAULNIER, CHAIRMAN              AUTHOR:  desaulnier
                                                         VERSION: 2/21/14
          Analysis by:  Mark Stivers                     FISCAL:  yes
          Hearing date:  April 8, 2014



          SUBJECT:

          Housing provisions of redevelopment law and infrastructure  
          financing district law

          DESCRIPTION:

          This bill conforms the housing provisions of Infrastructure  
          Financing District law with those of the Community Redevelopment  
          Law as proposed to be amended by SB 1 (Steinberg).  

          ANALYSIS:

          Redevelopment 

          The Community Redevelopment Law (CRL) allows a local government  
          to establish a redevelopment area and capture all of the  
          increase in property taxes generated within the area (referred  
          to as "tax increment") over a period of decades.  To minimize  
          gentrification and displacement and to ensure that all economic  
          segments of the community benefit from the public investment of  
          redevelopment, the CRL includes the following housing  
          provisions: 

           Redevelopment agencies must deposit 20% of tax increment into  
            a Low and Moderate Income Housing Fund (L&M fund) to be used  
            to increase, improve, and preserve the community's supply of  
            low- and moderate-income housing available at an affordable  
            housing cost.  
           Redevelopment agencies must ensure that 30% of  
            agency-developed and 15% of privately developed housing units  
            constructed or substantially rehabilitated within the project  
            area are affordable to low- and moderate-income households,  
            with specified percentages of these units being affordable to  
            very low-income households.  This is known as the production  
            obligation. 
           Whenever dwelling units housing low- and moderate-income  
            households are destroyed or removed from the market as a  




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            result of a written agreement with, or financial assistance  
            from, the agency, the redevelopment agency within four years  
            must replace the units with units that have an equal or  
            greater number of bedrooms.  The replacement units must be  
            affordable to households in the same or a lower income  
            category as the persons displaced from the destroyed or  
            removed units.  This is known as the replacement obligation.

          In 2011, the Legislature enacted two bills, AB 26X (Blumenfield)  
          and AB 27X (Blumenfield), Chapters 5 and 6, respectively, of the  
          First Extraordinary Session.  AB 26X eliminated redevelopment  
          agencies and established procedures for winding down the  
          agencies, paying off enforceable obligations, and disposing of  
          agency assets.  AB 27X allowed redevelopment agencies to avoid  
          elimination if they made payments to schools in the current  
          budget year and in future years.  In December 2011, the  
          California Supreme Court in California Redevelopment Association  
          v. Matosantos upheld AB 26X and overturned AB 27X.  As a result,  
          all of the state's roughly 400 redevelopment agencies dissolved  
          on February 1, 2012.

          SB 1 (Steinberg) of this session proposes to create a new form  
          of redevelopment.  The bill allows a city or couny to establish  
          a Sustainable Communities Investment Authority and direct its  
          own tax increment revenues to that authority in order to address  
          blight by supporting development in transit priority project  
          areas, small walkable communities, and clean energy  
          manufacturing sites.  The bill provides that an authority in  
          general must comply with the Community Redevelopment Law,  
          including its housing provisions.  SB 1 also includes the  
          following new housing provisions:

           The authority must deposit 25% of tax increment, as opposed to  
            20%, into its L&M Fund.  
           The authority must ensure that the number of housing units  
            occupied by extremely low-, very low-, and low-income  
            households, including the number of bedrooms in those units,  
            in the Sustainable Communities Investment Area at inception is  
            not reduced during the effective period of the plan.
           The authority must replace units housing low- and  
            moderate-income households within two years rather than four.   

           Every five years, the authority must contract for an  
            independent financial and performance audit that shows, among  
            other things, compliance with the housing provisions of SB 1.   
            An authority with a finding of non-compliance must obtain the  




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            State Controller's approval of a plan to achieve compliance  
            within two years, and the plan must include at least one of  
            the following remedies until compliance is achieved:

                 The deposit of an additional 10% of tax increment in the  
               L&M Fund.
                 An increase in the production obligation by an  
               additional 10%, so that 25% of privately developed housing  
               units constructed or substantially rehabilitated within the  
               project area are affordable to low- and moderate-income  
               households.
                 Limiting the expenditure of L&M funds to rental housing  
               serving very low- and extremely low-income households.  

          SB 1 is currently on the Senate Floor for concurrence in  
          Assembly Amendments.

          Infrastructure Financing District Law

          Existing law also allows cities and counties to create  
          Infrastructure Financing Districts (IFDs) and divert their own  
          share of tax increment revenue to the district to repay bonds  
          funding community scale public works: highways, transit, water  
          systems, sewer projects, flood control, child care facilities,  
          libraries, parks, and solid waste facilities.  The formation of  
          an IFD and the issuance of bonds both require 2/3 approval of  
          voters within the district.  IFD law contains only the following  
          provisions relating to housing:

           The district must ensure that 20% of district-constructed  
            units are affordable to low- and moderate-income households.
           Whenever dwelling units are destroyed or removed from the  
            market within the district, the district must replace all  
            units occupied by low- or moderate-income households and 20%  
            of all units occupied by above-moderate-income households.

           This bill  creates a uniform set of housing provisions for both  
          Sustainable Communities Investment Authorities authorized by SB  
          1 and IFDs.  Specifically, the bill deletes the current housing  
          provisions of IFD law and instead requires IFDs to:

           Dedicate at least 25% of tax increment for affordable housing  
            purposes in accordance with the housing expenditure provisions  
            of the CRL.
           Ensure that the number of housing units occupied by extremely  
            low-, very low-, and low-income households, including the  




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            number of bedrooms in those units, within the district at  
            inception is not reduced during the effective period of the  
            district.
           Whenever dwelling units housing low- and moderate-income  
            households are destroyed or removed from the district by  
            public or private action, replace the units within two years  
            with units that have an equal or greater number of bedrooms.
           Ensure that at least 20% of all new and substantially  
            rehabilitated units developed publicly or privately within the  
            district are affordable to low- or moderate-income households.  
             Forty percent of these affordable units must be affordable to  
            very low-income households.  
           Record covenants requiring that affordable rental housing  
            units remain affordable for 55 years and that affordable  
            ownership units remain affordable for 45 years or be subject  
            to an equity sharing agreement.  
           Contract every five years for an independent financial and  
            performance audit that shows, among other things, compliance  
            with these housing provisions.  A district with a finding of  
            non-compliance must obtain the State Controller's approval of  
            a plan to achieve compliance within two years, and the plan  
            must include at least one of the following remedies until  
            compliance is achieved:

                 The dedication of an additional 10% of tax increment for  
               affordable housing.
                 An increase in the production obligation by an  
               additional 10%, so that 30% of privately developed housing  
               units constructed or substantially rehabilitated within the  
               project area are affordable to low- and moderate-income  
               households.
                 Limiting the expenditure of affordable housing funds to  
               rental housing serving very low- and extremely low-income  
               households.  

          The bill also amends the provisions of SB 1 to require  
          Sustainable Communities Investment Authorities to:

           Whenever dwelling units housing low- and moderate-income  
            households are destroyed or removed from the area by public or  
            private action, replace the units within two years with units  
            that have an equal or greater number of bedrooms.
           Ensure that at least 20% of all new and substantially  
            rehabilitated units developed publicly or privately within the  
            district are affordable to low- or moderate-income households.  
             Forty percent of these affordable units must be affordable to  




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            very low-income households. 

          Enactment of this bill is contingent upon enactment of SB 1 and  
          at least one of the pending bills amending IFD law.  

          COMMENTS:

           1.Purpose of the bill  .  According to the author, the pending  
            bills relating to IFDs and Sustainable Communities Investment  
            Authorities morph the redevelopment and IFD laws into  
            something very similar to each other.  Both allow a city or  
            county to commit its own share of property tax increment to  
            community development and allow other local governments in the  
            area, except for schools, to voluntarily add their share of  
            the tax increment.  One of the only remaining differences  
            between the two approaches relates to the housing provisions  
            the entity would be subject to.  If the housing provisions of  
            CRL and IFD laws are not harmonized, many local governments  
            may well pick whichever available tool has the least housing  
            obligations.  

            More importantly, the community development activities that  
            local governments undertake with the resources of CRL and IFD  
            laws have the potential to displace many low-income households  
            through gentrification.  Moreover, it is important that all  
            economic segments of the community benefit from public  
            investment.  This bill harmonizes the housing obligations of  
            IFD law and SB 1 to ensure that affordable housing is an  
            integral part of any community development plan.

           2.D�j� vu all over again  .  This committee has approved the  
            housing provisions that this bill applies to IFD law and  
            Sustainable Communities Investment Authorities in related or  
            similar bills, namely SB 1 (Steinberg), SB 628 (Beall)  
            relating to IFDs, and AB 1080 (Alejo) relating to  
            redevelopment-like Community Revitalization and Investment  
            Authorities.  

           3.Issues with existing IFD housing provisions  .  In addition to  
            the fact the IFD law has few housing provisions, the ones it  
            has are problematic.  The law requires that 20% of  
            district-constructed units are affordable to low- and  
            moderate-incomes households.  While districts may sell land or  
            provide financing for housing, they almost never construct  
            housing themselves.  So this provision has little value.   
            Moreover, IFD law does not require any term of affordability.   




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            Redevelopment law requires that apartments be affordable for  
            55 years and homeownership units for 45 years.  Under IFD law,  
            affordable units could theoretically convert to market rate  
            immediately.  

           4.Barriers to the use of IFD and SB 1  .  Some argue that cities  
            and counties will have little incentive to use either IFD law  
            or SB 1, if enacted.  Unlike the old redevelopment in which  
            agencies collected property tax increment from their host city  
            or county as well as school and other local governments, IFD  
            law and SB 1 only allow the districts or authorities to  
            collect property tax from their host city or county and other  
            local governments, except schools, that opt in.  These host  
            cities and counties already can dedicate their general funds  
            to redevelopment-like activities without having to create a  
            district or authority.  Moreover, the tax increment that comes  
            from the host city or county may not be enough to warrant  
            creation of a district or authority or the issuance of bonds.   
            IFD law, moreover, requires a 2/3 vote of the electorate to  
            create an IFD or issue bonds, which can be a high barrier.  To  
            the extent that this bill adds additional strings to IFD law  
            and SB 1, it may be one additional reason for cities and  
            counties to forego using these tools.  
          
          RELATED LEGISLATION:

          SB 1 (Steinberg) allows a local government to establish a  
          Sustainable Communities Investment Authority and direct tax  
          increment revenues to that authority in order to address blight  
          by supporting development in transit priority project areas,  
          small walkable communities, and clean energy manufacturing  
          sites.  This bill is on the Senate Floor for concurrence in  
          Assembly Amendments.
          
          SB 33 (Wolk) eliminates the voter approval requirement for a  
          city or county to create an IFD and expands the types of  
          projects that a district may finance.  This bill is on the  
          Assembly Floor.
          
          SB 628 (Beall) allows a city or county to create an IFD to  
          implement a transit priority project without having to hold an  
          election and requires the local entity to use 25% of the  
          resulting revenues for affordable housing.  This bill passed the  
          Legislature, but is being held at the Senate Desk.

          AB 229 (J. P�rez) creates infrastructure and revitalization  




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          financing districts modeled after IFDs in existing law,  
          authorizes a military base reuse authority to form a district,  
          and allows these districts to finance a broader range of  
          projects and facilities to clean up and develop former military  
          bases. This bill is on the Assembly Floor for concurrence in  
          Senate Amendments.
          
          AB 243 (Dickinson) creates infrastructure and revitalization  
          financing districts modeled after infrastructure financing  
          districts in existing law, broadens the range of projects and  
          facilities they can finance, lowers the voter approval threshold  
          necessary to form and issue bonds, and extends the life of  
          districts to 40 years.  This bill is on the Assembly Floor for  
          concurrence in Senate Amendments.
          
          AB 2280 (Alejo) allows local governments to establish a  
          Community Revitalization and Investment Authority in a  
          disadvantaged community to fund specified activities and allows  
          the authority to collect tax increment.  This bill is in the  
          Assembly Local Government Committee.

          POSITIONS:  (Communicated to the committee before noon on  
          Wednesday,                                             April 2,  
          2014.)

            SUPPORT: California Rural Legal Assistance Foundation  
            (sponsor)
                        Western Center on Law and Poverty (sponsor)
                        Housing California

            OPPOSED:       None received.