BILL ANALYSIS                                                                                                                                                                                                    






SENATE COMMITTEE ON                               BILL NO:  AB  
71                                          
BUSINESS AND PROFESSIONS                         AUTHOR:  R.  
Wright
Senator Richard G. Polanco, Chairman         As Amended:  7/8/97


HEARING DATE:  July 8, 1997                         FISCAL:  Yes


 SUBJECT:  Private postsecondary education: reconstituting the  
         regulatory framework.


DIGEST:

Existing law: 

(1)  The existing Private Postsecondary and Vocational Education  
Reform Act of 1989, until July 18, 1997, establishes various  
requirements and standards for the approval of private  
postsecondary educational institutions to operate in California  
and to award degrees and diplomas.   

This bill would repeal and reenact those provisions and in doing  
so would make numerous substantive changes.   

(2) The existing act establishes the Council for Private  
Postsecondary and  Vocational Education with specified duties  
and responsibilities.  

This bill would repeal and reenact those provisions, and in  
doing so would make numerous substantive changes.  The bill  
would create a Bureau for Private Postsecondary and Vocational  
Education in the Department of Consumer Affairs, operative  
January 1, 1998.

 (3)  Under the existing act, it is a crime, punishable as  
specified, for any person or business entity, regardless of the  
form of organization, to willfully violate specified provisions  
of the act.  

This bill, in addition, would make it a crime, punishable as  
specified, for  any person or business entity, regardless of the  
form of organization, to willfully violate specified provisions  
governing refunds to students and requiring each institution to  










provide prospective students with information concerning the  
institution's general performance standards.  Thus, because the  
bill would expand the scope of an existing crime, it would  
impose a state-mandated local program.   

(4) Under the existing act, if the council has evidence that an  
institution has violated specified provisions governing  
prohibited activities and determines that immediate action is  
necessary to protect students, prevent misrepresentations to the  
public, or prevent the loss of public funds or  tuition and  
other money paid by students, the council is authorized to  
suspend the approval of an institution to operate.  In addition,  
after notice and, if requested by the institution, a hearing, if  
the council concludes that grounds exist for the suspension or  
revocation of the institution's approval to operate, the council  
may order probation and a penalty, or may condition the   
institution's approval to operate as the council deems  
appropriate.  

This bill, in addition, would authorize any party aggrieved by  
the bureau's final decision to seek judicial review, as  
specified.   

(5) The bill, among other things, also would (a) provide for  
registration of institutions that exclusively offer intensive  
English language programs;  (b) provide for registration,  
standards and evaluation procedures for institutions offering  
license examination preparation services; (c) revise the method  
for calculating student tuition refunds; (d) reenact and revise  
various provisions governing student protections; and (e) revise  
the act to provide for notices and alternative dispute  
resolutions, as specified.   

(6) The bill would continue in existence the Private  
Postsecondary and Vocational Education Administration Fund and  
the Student Tuition Recovery Fund, both of which are  
continuously appropriated funds.  Thus, the bill would make  
appropriations for the purposes of these funds.   

(7) Under the existing act, the California Postsecondary  
Education Commission was required, prior to September 1, 1995,  
to review and evaluate, among other things, the implementation  
of the act and the effectiveness of certain provisions of the  
act and to report to the Legislature on the results of this  
review and evaluation.  











This bill would require the commission to conduct this review  
and evaluation on or before January 1, 2001, and to report to  
the Legislature, as specified, every 5 years.   

(8) The bill would state that its provisions are severable.   

(9)  The California Constitution requires the state to reimburse  
local  agencies and school districts for certain costs mandated  
by the state.  Statutory provisions establish procedures for  
making that reimbursement.  This bill would provide that no  
reimbursement is required by this act for a specified reason.


FISCAL EFFECT:

Unknown.  The June 16 version was a fiscal bill, and it is  
assumed that the (proposed) amended version will.


COMMENTS:

1.  Summary and background.

The following summary and background information was derived  
from the Senate Education Committee analysis of this bill.
                              Summary
                                 
This bill deletes the sunset of the Private Postsecondary and  
Vocational Education Reform Act of 1989, and makes numerous  
substantial and technical amendments to the Act. The bill would  
transfer the duties and operations of the Council to a newly  
created Bureau for Private Postsecondary and Vocational  
Education in the State Department of Consumer Affairs (DCA).  

                       Historical Background  

In 1989, the Legislature enacted the Private Postsecondary and  
Vocational Education Reform Act of 1989, which establishes the  
regulatory framework for all private postsecondary educational  
institutions, including degree-granting, vocational and  
non-degree granting schools.  Within the Reform Act is the  
Maxine Waters School Reform and Student Protection Act which  
establishes consumer protection and financial standards for  
for-profit certificate or diploma-granting schools (i.e.,  
private vocational  schools).  These acts addressed two related  
problems: (a) diploma mills that in essence sold academic degree  










without adequate educational programs, and (b) unscrupulous  
trade schools, or those engaged in fraudulent recruitment and  
student loan practices that left students with tremendous debt  
but no new job skills and the government with escalating student  
loan defaults.  This reform legislation was intended to resolve  
these issues by significantly strengthening the standards for  
state licensure and transferring licensure responsibility from  
the State Department of Education to the new Council.  

To receive or keep a license, institutions must maintain and  
disclose minimum rates for student program completion and job  
placement as well as standards for financial responsibility.   
The law also establishes a special fund to reimburse student  
tuition losses when schools close and provide standards for  
ownership,  recruitment and advertising.  The law is among the  
most stringent in the United States and serves as a national  
model.  Following its enactment Congress passed similar  
regulatory legislation in this area.  Currently, a number of  
third-party funding agencies,  including worker's compensation,  
rehabilitation, and JTPA require Council approval for a school  
as a condition of funding.  

The 20-member Council includes representatives from private  
postsecondary schools, the public, state agencies, and  
appointees from the Governor and the Legislature.  The Council  
staff carry out the administrative, research, and regulatory  
responsibilities of the agency, which  include: (a) approval of  
degree and nondegree institutions; (b) assisting consumers by  
investigating  complaints and providing refunds in special  
circumstances; (c) investigating schools operating  without  
Council approval; (d) conducting research on  private  
postsecondary education; and (e) assessing  licensure fees for  
schools.  Presently, there are nearly 2,500 approved  
institutions  educating over 400,000 students.  Approximately  
eighty-five percent of the schools are nondegree granting and  
fifteen percent grant degrees.  Approximately twenty-one percent  
of the students are enrolled in degree programs.  

The California Postsecondary Education Commission (CPEC)  
completed its review of the Reform Act in October  1995, and  
formally submitted its report to the Legislature in a joint  
hearing of the Senate Education  Committee and Assembly Higher  
Education Committee on  February 28, 1996.  CPEC conclusions  
concerning the Reform Act included the following: (a) consumers  
were sufficiently protected, (b) the integrity of degrees and  
diplomas were effectively protected, and (c)  student and  










institutional protections and rights reflected a balanced view.   
For these  reasons, CPEC recommended removal of the repeal date,  
allowing the law to operate indefinitely.  At the end of the  
1996 Legislative Session the Governor vetoed AB 2960 (Firestone  
and Campbell), which would  have extended the sunset date for  
the Act from June  30, 1997 to June 30, 2002.  In the Governor's  
veto  message the following concerns were raised.   The level of  
fees required for compliance and the  ability of small schools  
to stay in business.  Larger, more capitalized schools do not  
have the same problem as the smaller schools that operate on a  
much smaller margin.   The manner in which the staff of the  
Council carry out  their responsibilities.  There are reports  
from  some schools of alleged reprisals and  vindictiveness by  
Council staff.  It was  recommended that the Council provide an  
administrative appeal process short of  litigation.  The Reform  
Act was the product of bipartisan efforts lead by then  
Assemblywoman Maxine Waters (D) and Senator  Becky Morgan (R),  
and was signed into law by Governor Deukmejian.  Legislation in  
this area previously had bipartisan support, i.e., last year AB  
2960 passed  both the Assembly and Senate with only one opposing  
 vote.  Frequently, school owners argue that the Reform Act has  
negatively impacted schools by quoting school closure figures.   
According to the Council, prior to the Act,  in 1980-82, 911  
businesses closed compared to 1993-95 when only 595 schools  
closed.  Each year since 1993,  more schools have opened in  
California.   

2.  Current law expires July 18, 1997; stop-gap legislation is  
needed to continue the Council.

The Governor signed AB 1164, extending the current law through  
July 18, 1997.   Absent enactment of another extension to bridge  
the gap from July through December, there will be no  law in  
effect from July 1, 1997 to January 1, 1998,  and the federal  
government may cut off financial aid availability to students in  
those institutions that would otherwise be eligible.  This is  
because the federal law requires private postsecondary  
institutions to be regulated by the states in order to be  
eligible for financial aid.  Clarification is still pending, but  
the committee and the Governor's office are in possession of a  
letter from U.S. Secretary of Education Richard Riley to  
Congresswoman Maxine Waters that expresses grave concerns about  
California abdicating its responsibility to ensure adequate  
regulation and consumer protection in the area of private  
postsecondary and vocational education. 











3.  Support and opposition.

The following comments reflect general support and opposition  
positions relative to the June 16, 1997, version of the bill.   
While the proposed amendments are intended to ameliorate the  
remaining opposition, not all parties had an opportunity to  
review and comment on the proposed amendments, or see a bill in  
print, prior to the preparation of this analysis.  Accordingly,  
some issues may remain unresolved, and various interested  
parties can be expected to offer comment with respect to  
specific provisions at the Business and Professions Committee  
hearing. 

                       General Perspectives  

Supporters of this legislation maintain that continuation of the  
Council is absolutely essential in order to place the emphasis  
of the law on consumer protection, safeguarded by an independent  
agency.  The numerous changes being proposed are a result of  
negotiations with interested parties and the determination that  
these modification are necessary and desirable, while still  
protecting the consumer.  

Opponents of this legislation assert that a complete re-write of  
the law is necessary to correct problems relative to overly  
"tough" and prescriptive statutes  and overly zealous  
implementation and enforcement by current Council staff.  The  
Governor's administration put forth the concept that the  
jurisdiction and functions of the Council be transferred to the  
Department of Consumer  Affairs. 
                                 
                     Fees and Program Costs  

Some schools have argued that projected reductions in fees  
realized as a result of this bill may not be  significant, and  
therefore, their concerns about  excessive fees will not be  
addressed.
This bill proposes that reductions in fees will be realized due  
to changes in administrative regulations and reporting  
requirements.  It is difficult to determine the exact effect  
changes in law will have on fees, since the Council (and the new  
Bureau) are self-supporting, and the determination of fee levels  
is a zero sum  exercise, dependent on the actual level of  
activity  envisioned for the Bureau.  However, it is estimated   
that the current (i.e., June 16) provisions of AB 71 will reduce  
the Agency's budget by over $1.7 million.  The proposed  










amendments provide for a 5 percent fee reduction on January 1,  
1998.

                              Refunds  

Schools argued that the 100% pro rata refund policy is  
unrealistic and that a 60% refund policy is  acceptable.  They  
claim that changing the existing  requirement to 50% would bring  
California law in  compliance with federal law.  On the other  
hand, 100% pro rata refund policy encourages  the schools to  
recruit students who have the ability to complete the program  
because the student pays only  for the education received.  This  
policy also encourages schools to set program length by what is  
needed for employment and not what will maximize financial aid.   
 The proposed amendments alter the June 16 version of these  
provisions.

Schools argued that the current ratio of 1.25 to 1.00  (assets  
to liabilities) is too high and should be  reduced.  The  
proponents maintain that the current ratio of 1.25 to  1.00 is  
good public policy because: (a) the current  ratio gauges the  
ability of a school to meet its short-term financial obligations  
such as payment of student refunds; (b) failure to meet the  
current ratio triggers a monitoring process and no school has  
been  closed solely for missing the current ratio standard;  and  
(c) some standard for monitoring fiscal stability  is required  
and the current ratio is defensible; the federal formula  
requiring a 1.00 : 1.00 ratio does not consider prepaid expenses  
and inventory as assets; and  d) the standard guideline for the  
current ratio for business in general is 2.00 to 1.00.  
                                 
            Completion of Training and Job Placement  

Some schools prefer the disclosure of completion and  placement  
data but do not want to meet standards for  actual job placement  
of students.  Students attend a vocational school to receive  
realistic skills for job placement.  The standards in current   
law require a school to place 39 to 40 students out of  every  
100 students starting a program.  This is not an unreasonable  
expectation.  No school in California has been closed due to  
failure to meet performance standards, but the standards have  
encouraged schools to increase placement activities and modify  
curricula  to better meet employer needs.  California's  
completion and placement standards mirror the average   
completion and placement rates for proprietary schools  
nationally.  If there are no performance standards there is  










little incentive for a school to be concerned  about how many of  
its students graduate and find jobs.  The proposed amendments  
alter the June 16 version of these provisions.

                           Sunset Review  

The bill provides for periodic evaluation review to be conducted  
by the California Postsecondary Education Commission.  However,  
considering the new statutory scheme being proposed within the  
Department of Consumer Affairs, is this the appropriate  
evaluation mechanism?  Boards, but not bureaus, within the DCA  
are subject to periodic sunset review by the Joint Legislative  
Sunset Review Committee pursuant to SB 2086 (McCorquodale,  
1994).  Given the magnitude of the issue, the committee may wish  
to consider including the new bureau in the SB 2086 sunset  
review process.

4.  Review of major provisions limited to B&P Committee scope.

It is important to note that this analysis focuses on the  
aspects of this bill that fall within the purview of the  
Business and Professions Committee or between the purview of  
this committee and the Senate Education Committee.  For a  
complete treatment of all the issues and provisions in this  
bill, it may be useful for the reader also to review previous  
analyses.  

Comment number 5, below, treats the specific provisions of the  
bill as it is proposed to be amended in committee.

This bill deletes the sunset of the Private Postsecondary and  
Vocational Education Reform Act of 1989.  The bill would  
transfer the duties and operations of the Council to a newly  
created Bureau for Private Postsecondary and Vocational  
Education in the State Department of Consumer Affairs.  There  
are numerous substantive and technical provisions, as follows:  

Exemptions from regulation and oversight; changes affecting all  
regulated schools; changes affecting degree-granting  
institutions; changes affecting non-degree-granting  
institutions;  
transition plan regarding employees, regulations, and agency  
funds; incorporation of DCA jurisdiction and enforcement  
authority (B&P Code general provisions) with respect to private  
postsecondary education institutions.  











5.  Analysis of proposed amendments.

On July 3, the committee received an extensive package of draft  
amendments, which was simultaneously submitted to Legislative  
Counsel.  While the bill will not be in print for this hearing,  
the Legislative Counsel draft is included in the B&P Committee  
members' background materials. 

According to the Senate Education Committee and the author's  
office, the package is a joint work product of a representative  
group of school industry and consumer advocates whose intent was  
to mitigate remaining concerns and produce a consensus document.  
 However, as noted above, while the proposed amendments are  
intended to ameliorate the remaining opposition, not all parties  
had an opportunity to review and comment on the proposed  
amendments, or see a bill in print, prior to the preparation of  
this analysis.  The features of the bill (as proposed to be  
amended) are highlighted below:



                    Pro-Rata Tuition Refunds    

Unless exempt, all approved schools are required to provide a  
pro rata refund to students who withdraw from a course.

Degree granting institutions are only required to provide a pro  
rata refund up to the 60% point of a course.

An institution's non-degree programs would be subject to a 100%  
pro rata refund rule, unless the institution meets specified  
criteria related to completion and placement.

Compliance would be monitored by DCA pursuant to attestation by  
Certified Public Accountants.

Schools would be required to disclose their refund policy, but  
could not state that DCA had endorsed the program.
                                 
                    Completion and Placement

  With respect to the calculation formula for student placement,  
the definition of placement would be modified to exclude  
students who decide not to work in favor of continuing their  
education and students who are in possession of a valid INS I-20  
form upon completion.











The formula would be modified to accommodate placement in  
part-time employment if that was the student's objective, under  
specified conditions.

The formula would be modified to accommodate placement of  
students who complete 75% of their program and obtain employment  
in their chosen field.

The amendments propose various standards and conditions of  
probation with respect to schools that fail to meet the  
prescribed completion and placement requirements.

                       Occupational Degrees

  All occupational degree programs must be at least two years in  
duration, lasting no less than 17 months.

Institutions must disclose that the units a student earns toward  
the degree probably will not be transferable to another  
postsecondary educational institution, and related disclosures.

DCA will develop regulations relative to semester or quarter  
credit hours necessary to receive the degree.

Mandatory completion and placement rates will apply to any  
certificate program subsumed within that degree program.
                                 


                         Advisory Board

  The DCA Director shall appoint an advisory board comprising  
equal numbers of representatives of schools, students, and  
employers.  The committee may wish to amend this provision to  
provide for Legislative appointments to the advisory board.
                                 

  Disclosures, Notice of Student Rights, Contract Requirements  

Provisions in current law regarding disclosure by recruiters,  
presigning disclosures, notice of student rights, notice of  
cancellation and requirements for contract provisions are  
maintained.
Similar provisions are put in place (via the proposed  
amendments) with respect to registered institutions.  See  










comment on "Registration Categories" below.

Such provisions do not apply with respect to students enrolled  
in nondegree programs where a third party such as JTPA, ROC/P,  
or Private Industry Council is paying 100% of the costs, if the  
third party payor and the educational institution agree.

                            Reapproval  

Institutional approval period shall be up to five years for  
degree schools and up to four years for nondegree schools,  
unless DCA determines that a shorter approval prettied is  
warranted.  Reapproval process will only involve reporting of  
new or changed circumstances.

                      Registration Categories
  
As amended, the bill would create registration categories  
(registration involves a lesser standard of review than  
full-scale review and approval) for certain types of programs,  
including: intensive English language programs; short-term  
seminars; employment related programs that cost less than $2,000  
and are less than 250 hours in duration; license exam  
preparation courses.  None of these programs can receive federal  
student aid.  

For the $1,000 to $2,000 programs, students in such programs  
would be eligible for the Student Tuition Recovery Fund, pro  
rata refund, disclosure of completion and placement statistics.   
DCA would have discretionary authority to conduct initial site  
visit for registration.

For short-term seminars and license exam preparation courses,  
the school would be required to have a refund policy which it  
must disclose to students.

For Intensive English Programs (IEP), special refund rules apply  
for two years and then sunset;  DCA to conduct a study on the  
impact of the refund rule on students and institutions involved  
in these programs.

For license exam preparation courses, schools would be  
prohibited from enrolling students who would not meet legal  
qualifications for licensure (e.g., substantially related felony  
convictions).  











Prohibition on schools' use of word "approved."  

Requirements for specified disclosures and notices to students  
(including the right to file a complaint with DCA), written  
contract or registration form, prohibitions against  
misrepresentation and false advertising.

Violations make school subject to the same sanctions as all  
other institutions.
                                 
                    Miscellaneous Provisions
                                 
Consumers would be able to obtain information from DCA regarding  
validated complaints about a school.

Continuing education programs approved, certified, or sponsored  
by professional organizations or government agencies would be  
exempt from this law.

Fees paid by schools would be reduced by five percent on January  
1, 1998.  

The bill mandates a 50/50 percent split between administration  
and enforcement with respect to the bureau's budget.

The bill authorizes the DCA Director to purchase annuity  
contracts for bureau employees under specified conditions (see  
page 27, June 16 version).


6.  Need for further work to accomplish conversion to Business  
and Professions Code.


The present regulatory scheme resides in the Education Code.   
Aside from incorporating the new bureau into the DCA's authority  
in the Business and Professions Code, this bill modifies the  
present regulatory scheme in the context of the Education Code  
as well.    


It will be necessary (whether via this bill or another vehicle)  
to convert these provisions to Business and Professions Code  
provisions, and to conform the structure and operation of the  
new bureau with other, similarly structured DCA programs  
(generally technical amendments), for purposes of operation and  










enforcement by the DCA Director.  

                 Appointment of Executive Director  

Among the Business and Professions Code and DCA considerations  
is the appointment of an executive director (typically known as  
a "bureau chief" in the DCA context) for the new bureau.  The  
bill provides for the executive to be appointed by the bureau,  
presumably exempt from civil service, as is the case with other  
bureau chiefs.  Given the highly visible and contentious nature  
of the issues, and the Legislature's need for ongoing  
involvement, the committee may wish to amend this bill to  
require Senate confirmation of the executive director.  

There is precedent in current law for Senate confirmation of a  
DCA bureau chief.  Business and Professions Code Section 9882.2  
provides for the Governor to appoint, subject to Senate  
confirmation, the chief of the Bureau of Automotive Repair,  
                                       which is the largest of the DCA bureaus.  This section could  
serve as the model for the appointment of the executive of the  
new bureau.

The committee may wish to consider incorporating these  
amendments in this bill or in a subsequent vehicle, along with  
the sunset review amendment suggested in comment number 3,  
above.



Support and Opposition:

Note:  Following is a list of support and opposition with  
respect to the 6/16 version of this bill, as reflected in the  
Senate Education Committee analysis.

Support:

Aperitifs Bar Management Services 
Association of California Accredited Law Schools 
Bet Tzedek Legal Services 
California Pacific University 
California Postsecondary Education Commission 
California State University 
California Western School of Law 
Consumers Union 
Council for Private Postsecondary and Vocational Education 










Curtis Publications, Inc. 
East Los Angeles Office of Legal Aid Foundation 
Integrative Therapy School 
Legal Aid Foundation of Los Angeles 
License Information Service 
Medical Institute 
Mexican American Legal Defense and Educational Fund (MALDEF) 
Mueller College National Training Institute, Inc. 
New Bridge International College 
Public Counsel Law Center 
San Francisco College of Osteopathic Medicine 
Southwestern University School of Law 
Valley Travel College 
Honorable Maxine Waters, Member of Congress 
Western Center on Law & Poverty, Inc. 
Several individual letters  

Opposition:

California Academy of Higher Education 
California Association of Private Postsecondary Schools 
Coleman College 
Independent Law School Association 
Internet Education Centers 
MTI Business College, Inc. 
The Institute for Advanced Study of Human Sexuality     


Consultant:

Michael V. Abbott