BILL ANALYSIS                                                                                                                                                                                                    



                                                             


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|SENATE RULES COMMITTEE            |                   AB 429|
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                       THIRD READING
                              

Bill No:  AB 429
Author:   Correa (D)
Amended:  5/20/99 in Assembly
Vote:     21

  
  SENATE PUBLIC EMP. & RET. COMMITTEE  :  3-0, 7/12/99
AYES:  Ortiz, Baca, Karnette
NOT VOTING:  Haynes, Lewis  
  
  SENATE APPROPRIATIONS COMMITTEE  :  10-1, 9/3/99
AYES:  Johnston, Alpert, Bowen, Burton, Escutia, Johnson,  
  Karnette, McPherson, Perata, Vasconcellos
NOES:  Kelley
NOT VOTING:  Leslie, Mountjoy

  ASSEMBLY FLOOR  :  79-0, 6/1/99 - See last page for vote
 

  SUBJECT  :    State Teachers' Retirement System:   
gain-sharing revenue

  SOURCE  :     STRS Board of Administration

 
  DIGEST  :    This bill establishes a "gain-sharing" program  
within the State Teachers' Retirement System (CalSTRS) to  
establish priorities for the allocation of excess  
investment earnings generated by the CalSTRS defined  
benefit program.

  ANALYSIS  :    Under the Teachers' Retirement Law, interest  
earned on assets of the retirement fund that is not  
credited to accounts maintained pursuant to the Defined  
                                                 CONTINUED





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Benefit Program, as defined, and other income with respect  
to the program, is allocated to provide benefits under the  
program.  Existing law requires that an actuarial valuation  
of the assets and liabilities of the State Teachers'  
Retirement Plan be performed at least once every six years.

This bill:

1.Defines "gain-sharing revenue" for purposes of this bill  
  as the amount by which the actual return on investments,  
  interest, and other earnings exceeds the expected  
  earnings for the same period.

2.Authorizes the Teachers' Retirement Board to allocate  
  gain-sharing revenue in the following priority order:

   A.   An amount necessary to eliminate any unfunded  
     actuarial accrued liability in association with  
     benefits in effect prior to July 1, 1990.

   B.   An amount necessary to protect the fund from  
     investment returns below the actuarially assumed rate.

   C.   An amount determined by the board, based on a  
     recommendation from the actuary, that would provide  
     additional revenue for allocation pursuant to  
     paragraph D. (below) in fiscal years in which no  
     additional gain-sharing revenue is generated.

   D.   Any remaining gain-sharing revenue will be used to  
     provide improvements in benefits or credits for  
     contributions pursuant to future legislation.

     Specifies that the gain-sharing revenue would be  
     allocated proportionately to active members and  
     retired members in percentages that correspond to the  
     percentage of liabilities applied to each group in the  
     valuation of the plan.

The bill is intended to provide an orderly process for  
determining how CalSTRS should dispense with its current  
$3.5 billion surplus.  The bill essentially codifies the  
CalSTRS policy using excess funds to (1) eliminate any  
unfunded liability for pre 1990 benefits and (2) fund a  







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reserve. (In 1990, the State assumed financial  
responsibility for new CalSTRS benefits; the existing  
surplus is derived from interest earned on contributions  
made for pre 1990 benefits.)  But by codifying this policy,  
CalSTRS takes a portion of the surplus off the table with  
respect to new benefit proposals that would be on par with  
these priorities in the absence of this legislation.  The  
Legislature is considering several CalSTRS benefit bills  
this session that collectively impose a cost far in excess  
of the available CalSTRS surplus.

  FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
Local:  No

                Fiscal Impact (in thousands)

  Major Provisions    1999-2000    2000-01     2991092     Fund  

Admin costs        -----------less than $150-----------STRF


  SUPPORT  :   (Unable to verify at time of writing)

STRS Board of Administration (source)
Association of California School Administrators
California Retired Teachers Association
Small School Districts Association
California Teachers Association

  OPPOSITION  :    (Unable to verify at time of writing)

State Department of Finance

  ARGUMENTS IN SUPPORT  :    Supporters state that STRS  
research concluded that the pre-1999 retirement program did  
not provide an adequate retirement allowance and,  
therefore, the allowances of current retirees are  
inadequate.

Additionally, supporters point out that this bill would  
allow the Legislature and STRS to:

"?consider benefit improvements for these retirees with the  
least benefits.  The bill does not guarantee a benefit  







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4

increase and does not commit the state taxpayers to funding  
contractually guaranteed benefits."

  ARGUMENTS IN OPPOSITION  :    The State Department of Finance  
is opposed to this bill for the following reasons:

1."This bill is unnecessary since any benefit improvements  
  for both STRS' active members, inactive members, and  
  retirees must be approved through subsequent legislation.  
   Any future legislation could provide the funding  
  mechanism for the improved benefits.

2."This bill would designate a formula, as specified, to  
  allocate gain-sharing revenue between active, inactive,  
  and retired members of STRS. As a result of this formula,  
  this bill would potentially limit the flexibility needed  
  to adequately address other immediate priorities, such as  
  teacher retention and recruitment.

3."This bill would allow STRS to fund benefit enhancements,  
  as specified, before fully funding the existing $1.7  
  billion actuarial associated with enhanced benefits  
  enacted in 1998.

4.This bill would allow the allocation of the return on  
  investments, interest, and other earnings with respect to  
  the Defined Benefit Program received in any fiscal year  
  in excess of the expected earnings for the same period.   
  However, this bill would not require STRS to perform an  
  actuarial valuation on an annual basis to accurately  
  recognize all assets and liabilities of the retirement  
  system.  Existing law requires that an actuarial  
  valuation of the assets and liabilities of the State  
  Teachers' Retirement Plan be performed at least once  
  every six years; in practice, STRS performs an actuarial  
  valuation every other year."  
  
  ASSEMBLY FLOOR  :  79-0, 6/1/99
AYES:  Aanestad, Ackerman, Alquist, Aroner, Ashburn,  
  Baldwin, Bates, Battin, Baugh, Bock, Briggs, Calderon,  
  Campbell, Cardenas, Cardoza, Cedillo, Corbett, Correa,  
  Cox, Cunneen, Davis, Dickerson, Ducheny, Dutra,  
  Firebaugh, Florez, Floyd, Frusetta, Gallegos, Granlund,  
  Havice, Hertzberg, Honda, House, Jackson, Kaloogian,  







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                                                       Page  
5

  Keeley, Knox, Kuehl, Leach, Lempert, Leonard, Longville,  
  Lowenthal, Machado, Maddox, Maldonado, Margett, Mazzoni,  
  McClintock, Migden, Nakano, Olberg, Oller, Robert  
  Pacheco, Rod Pacheco, Papan, Pescetti, Reyes, Romero,  
  Runner, Scott, Shelley, Soto, Steinberg, Strickland,  
  Strom-Martin, Thompson, Thomson, Torlakson, Vincent,  
  Washington, Wayne, Wesson, Wiggins, Wildman, Wright,  
  Zettel, Villaraigosa
NOT VOTING:  Brewer

TSM:kb  9/7/99   Senate Floor Analyses 

               SUPPORT/OPPOSITION:  SEE ABOVE

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