BILL ANALYSIS                                                                                                                                                                                                    



                                                                    AB 820
                                                                    Page  1


          ASSEMBLY THIRD READING
          AB 820 (PUBLIC EMPLOYEES)
          As Amended January 3, 2000
          Majority vote 

           PUBLIC EMPLOYEES    7-0         APPROPRIATIONS      21-0        
           
           ----------------------------------------------------------------- 
          |Ayes:|Correa, Thompson, Dutra,  |Ayes:|Migden, Campbell,         |
          |     |Firebaugh, Honda, Knox,   |     |Ackerman, Ashburn,        |
          |     |Pescetti                  |     |Leonard, Cedillo, Davis,  |
          |     |                          |     |Hertzberg, Kuehl,         |
          |     |                          |     |Maldonado, Papan, Romero, |
          |     |                          |     |Runner, Shelley,          |
          |     |                          |     |Steinberg, Thomson,       |
          |     |                          |     |Wesson, Wiggins, Wright,  |
          |     |                          |     |Zettel, Aroner            |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :   Makes several changes to the law governing retirement  
          benefits for teachers.  Specifically,  this bill  authorizes:

          1)A member of the State Teachers' Retirement System (CalSTRS) to  
            redeposit a portion of previously refunded contributions.

          2)The Teachers' Retirement Board (Board) to waive specified  
            option provisions if the waiver would affect fewer than 100  
            individuals and would not have a material effect on the fund.

           EXISTING LAW  provides that: 

          1)If a member terminates CalSTRS covered service, elects a  
            refund of accumulated retirement contributions and then again  
            becomes a member, the person may elect to redeposit those  
            contributions with regular interest from the date of refund to  
            the date of payment.  Redepositing allows a member to receive  
            the service credit represented by the refunded contributions.   
            All previously refunded contributions must be repaid and, if  
            the member fails to redeposit the full amount previously  
            withdrawn, CalSTRS refunds the partial amount and no service  
            credit is awarded.

          2)A member may elect one of six options at retirement to provide  








                                                                    AB 820
                                                                    Page  2


            survivor benefits to his or her designated beneficiary(s).   
            Once retired, a member can change an option election only if  
            the beneficiary divorces the member or, in some cases,  
            predeceases the member or if someone other than a spouse was  
            named as beneficiary and the member wants to name his or her  
            current spouse as the beneficiary.  Changes in options and  
            beneficiaries may also be subject to waiting periods and  
            reductions in allowances.

           FISCAL EFFECT  :   According to CalSTRS, this bill would not  
          result in any cost to the retirement fund.  CalSTRS would,  
          however incur minor and absorbable one-time administrative costs  
          associated with implementation of the bill's provisions.

           COMMENTS  :   By allowing members to elect to redeposit a portion  
          of contributions previously refunded, this bill expands the  
          population that would be able to take advantage of this benefit.  
           Often the cost of having to redeposit all previously refunded  
          contributions is prohibitive.  This change would allow someone  
          to redeposit a portion of those contributions and receive pro  
          rata service credit.

          By giving the Board the authority to waive any of the  
          requirements contained in provisions of the law governing  
          options, this bill eliminates the need in future years to make  
          additional legislative changes simply to address a unique  
          situation affecting only a few CalSTRS members.


           Analysis Prepared by  :    Karon Green / P.E., R. & S.S. / (916)  
          319-3957 


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