BILL ANALYSIS                                                                                                                                                                                                    






SENATE PUBLIC EMPLOYMENT & RETIREMENT     BILL NO: AB 821
Deborah V. Ortiz, Chair       Hearing date: July 12, 1999
AB 821 (PER&SS Com.)  as amended 6/14/99    FISCAL:   YES

  PERS AND STRS:  12-MONTH FINAL AVERAGE COMPENSATION USED TO  
COMPUTE THE PENSION BENEFITS OF ALL SCHOOL EMPLOYEES
  

  HISTORY  :            

    Sponsor:  California Teachers' Association (CTA)
                    California Federation of Teachers (CFT)
                    Association of California School  
Administrators (ACSA)

    Prior legislation:  SB 414 (Roberti) 1993
                    Vetoed
                   AB 2882 (Elder) 1988
                    Vetoed


  ASSEMBLY VOTES  :

    PER & SS                    7 - 0        4/07/99
    Appropriations            15 - 6         5/26/99
    Assembly Floor            68 - 8         6/01/99
  

SUMMARY  : 

Would change the period to be used for computing "final  
compensation" for retirement benefits for school employees  
(STRS and PERS) from the average of the three highest years  
compensation to the highest compensation earnable by a member  
during a 12-month period.


  BACKGROUND AND ANALYSIS  : 

1)   Existing STRS law  :

  a)  defines "final compensation" for its members as the  
  highest average annual compensation earnable by a member  
  during any period of  three consecutive years  of paid  
David Felderstein                                     AB 821
Date: 6/22/99                                          Page 1  









  employment covered by STRS,

  b)  provides that, for STRS members whose salary has been  
  reduced because of a reduction in school funds, final  
  compensation may be defined as the highest average annual  
  compensation earnable during any three non-consecutive  
  12-month periods, and 


  c)  one-year final compensation is also available for STRS  
  members if it has been included in a written collective  
  bargaining agreement (which must also include a mechanism  
  to pay STRS the actuarial difference between the one-year  
  final compensation and the three-year final compensation  
  plus STRS' administrative costs).

2)  Existing PERS law  defines "final compensation" for  
classified school employees who are members of PERS as the  
highest average annual compensation earnable during any three  
consecutive years of a member's PERS employment.

3)   This bill  :

  a)  changes the definition of final compensation from a  
  three-year average to one year for all members of STRS  
  (certificated school employees - teachers), and 

  b)  changes the definition of final compensation from a  
  three-year average to one year for all classified school  
  employees (non-certificated school employees - cafeteria  
  workers, bus drivers, etc.) who are members of PERS.
 
4)   This bill  also specifies that the costs of this bill  
relating to STRS will be paid for from funds in the  STRS  
Fund.


  FISCAL EFFECT  :

1)   STRS COSTS  

According to STRS, the estimated additional program cost to  
use one-year final compensation for all STRS members would be  
1.639% of payroll, which, given current payroll levels, would  
David Felderstein                                     AB 821
Date: 6/22/99                                          Page 2  









equal $282.7 million annually.  STRS states that any costs  
associated with administering the bill could be absorbed.

2)   PERS COSTS

  According to PERS, due to the large surplus in its school  
employees fund, about $3.5 billion, this increased benefit  
could be provided to classified school employees for 19 years  
without having to increase contribution rates.
  

COMMENTS  :

1)  PERS and STRS law both provide that benefit payments are  
computed based upon various factors, including the employee's  
final compensation.

For example, the retirement allowance for a  STRS member is  
calculated using the following formula: years of service  
credit multiplied by the age factor (generally 2% at age 60)  
multiplied by final compensation equals the persons  
unmodified retirement allowance.

2)  Governor Pete Wilson vetoed a similar bill, SB 414  
(Roberti) 1993.  His veto message stated:  

  "This bill would permit school districts to finance  
  payments over a four-year period to fund the costs of the  
  optional one year final compensation benefit they may  
  negotiate with their employees.

  In 1989 school districts were authorized to negotiate with  
  their employees to provide the use of a highest 12 month  
  average salary to compute retirement benefits rather than  
  the use of a 36 month average.  The enhanced retirement  
  benefit was intended to save money by encouraging early  
  departure of the more expensive senior teachers.

  In 1990 legislation was enacted which required school  
  districts to pay the actuarial cost of the increased  
  benefit in one "up-front" lump sum.

  This bill would permit school districts to finance the  
  costs of the increased benefit over a four-year time period  
David Felderstein                                     AB 821
Date: 6/22/99                                          Page 3  









  instead of in a lump sum.  In doing so, this bill would  
  encourage school districts to borrow money to pay for  
  increased retirement benefits.  I believe that it is  
  irresponsible, however, to defer expenditures into the  
  future without securing the necessary additional funding to  
  cover the debt.

  Moreover, the sponsor of this bill has not demonstrated  
  that savings have been realized by school districts that  
  have already extended this benefit.  Nor has the sponsor  
  demonstrated that savings will accrue from the financing  
  option contained in this bill.  Instead, this bill may  
  actually cost money due to the accumulation of interest on  
  the unpaid amounts to fund the benefit.

  I am reluctant to provide flexibility for more employers to  
  provide this benefit when it may deplete the money  
  otherwise available for use in the classroom."

3)  Supporters state that  this bill  would create a basis of  
determining final compensation comparable to that used for  
PERS state employees.  Additionally, proponents contend that   
this bill would help improve the adequacy of school employee  
retirement benefits which have traditionally lagged behind  
those of other public employees.

4)   SUPPORT  :

     California School Employees Association
     California Public Employees' Retirement System (PERS)
     California School Boards Association
     United Teachers of Los Angeles (UTLA)
     California Independent Public Employees Legislative  
Council (CIPELC)
     
5)   OPPOSITION  :None to date.

                          # # # #





David Felderstein                                     AB 821
Date: 6/22/99                                          Page 4