BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1811
                                                                  Page  1

          Date of Hearing:   June 26, 2000

                     ASSEMBLY COMMITTEE ON REVENUE AND TAXATION 
                                  Wally Knox, Chair
                     AB 1811 (Reyes) - As Amended:  May 30, 2000

          Majority vote.  Tax levy.  Fiscal committee.
           
          SUBJECT  :  Income Taxes:  Farmworker Housing Credits

           SUMMARY  :  Modifies the rules used to allocate farmworker housing  
          tax credits by allocating them in much the same way as  
          low-income housing tax credits are allocated.  Specifically,  
           this bill:  

          1)Revises the eligibility rules for the Farmworker Housing  
            Credit Program by allowing farmworker housing tax credits to  
            be issued before construction of farmworker housing is  
            completed and occupied.

          2)Removes the requirement that applicants for farmworker housing  
            tax credits obtain credit certification from the Tax Credit  
            Allocation Committee (TCAC) before paying or incurring costs  
            to construct or rehabilitate farmworker housing.

           EXISTING LAW  :  

          1)Current state law offers personal income and bank and  
            corporation tax credits equal to 50% of eligible costs to  
            construct or rehabilitate qualified farmworker housing.   
            Qualified farmworker housing is housing located in California  
            that satisfies the requirements of the Farmworker Housing  
            Assistance Program .  Eligible costs include those expended to  
            finance, construct, excavate, install, and/or obtain permits  
            to construct or rehabilitate qualified farmworker housing,  
            including improvements to ensure compliance with laws  
            governing access for persons with disabilities and costs  
            related to reducing utility expenses.  Eligible costs do not  
            include land or costs financed by grants and below-market  
            financing.  The housing must be made available to farmworkers  
            for at least 30 years.  

          2)Provides that taxpayers are required to obtain credit  
            certification from TCAC before paying or incurring costs in  
            order to be eligible to claim farmworker housing tax credits.








                                                                  AB 1811
                                                                  Page  2


          3)Provides that commercial lenders are also eligible for a  
            credit equal to 50% of the interest income foregone on loans  
            used to finance expenditures for qualified farmworker housing.  
             These credits must be taken in equal installment amounts over  
            a 10-year period or for the term of the loan, whichever is  
            shorter.  Loans must be pre-certified by TCAC and must be for  
            terms of at least three years.

          4)Provides that the aggregate amount of farmworker housing  
            credits allocated annually equals $500,000 per year.   
            Unallocated credits may be carried forward into the future.   
            Credits may not be claimed until the first taxable or income  
            year in which construction or rehabilitation is completed and  
            the constructed or rehabilitated farmworker housing is  
            occupied by eligible farmworkers. 

           FISCAL EFFECT  :  This bill is likely to result in farmworker  
          housing tax credits being awarded sooner than they would be  
          under current law.  However, the bill is not expected to result  
          in an overall revenue loss, because the annual $500,000 cap on  
          authorized farmworker housing credit allocations remains  
          unchanged under the bill. 

           COMMENTS  :

          1)This bill is co-sponsored by the State Treasurer and the  
            Lieutenant Governor and is intended to increase utilization of  
            farmworker housing tax credits.  By patterning the farmworker  
            housing tax credit program on the highly successful and overly  
            subscribed low-income housing tax credit program, the sponsors  
            hope to make farmworker housing tax credits more attractive to  
            investors.

          2)Sponsors note that the current farmworker housing tax credit  
            program does not provide up-front cash to be used for project  
            development, because the project owner is unable to incur any  
            project costs until they have been certified by TCAC.   
            Additionally, the owner is unable to obtain credits until the  
            project is complete and the units are occupied.  These time  
            constraints mean that the tax credits cannot be used in  
            conjunction with other state programs that provide incentives  
            to create and rehabilitate farmworker housing. 

          3)To date no farmworker housing tax credits have been claimed,  








                                                                  AB 1811
                                                                  Page  3

            most likely because the credits cannot be claimed until a  
            project is completed and occupied.  This bill will allow the  
            owner of qualified farmworker housing to obtain tax credits up  
            front (before the project is completed and occupied), thereby  
            increasing the owner's ability to obtain up-front capital for  
            the project. 

          4)The primary reason for the popularity of low-income housing  
            tax credits is their transferability.  Commonly, developers  
            who receive tax credit allocations sell their ownership  
            interest in the property to investors (typically at about 70  
            cents on the dollar) in order to generate the capital  
            necessary to build low-income units.  Because low-income  
            housing tax credits are transferable, investors who purchase  
            the ownership interest in low-income housing developments  
            obtain the credits associated with the property and can then  
            use the credits to offset their tax liabilities.  The  
            Treasurer's Office (one of the bill's co-sponsors) intends  
            that farmworker housing tax credits be transferable in a  
            similar manner as low-income housing tax credits; however, the  
            bill is silent on this issue. 

           REGISTERED SUPPORT / OPPOSITION  :   

           Support  

          State Treasurer (co-sponsor)
          Lieutenant Governor (co-sponsor)
          Affordable Homes, Avila Beach
          Affordable Housing Foundation, San Francisco
          Agora Group, Goleta
          Agricultural Council of California
          Archdiocese of Los Angeles Peace and Justice Commission
          Asian Law Alliance, San Jose
          Bakersfield Homeless Center
          Bank of America
          Burbank Housing Development Corporation, Santa Rosa
          California Affordable Housing Law Project, Oakland
          California Building Industry Association
          California Catholic Conference
          California Church Impact
          California Community Reinvestment Committee, Glendale
          California Housing Partnership Corporation, San Francisco
          California Labor Federation
          California Legislative Council for Older Americans








                                                                  AB 1811
                                                                  Page  4

          California Manufactured Housing Institute
          California Rural Legal Assistance Foundation
          Chicano Federation of San Diego County
          City of Concord Housing Department
          City of Modesto Housing Department
          City of Salinas Planning Department
          Coachella Valley Housing Coalition, Indio
          Common Ground Communities, Nevada City
          Community Economics, Oakland
          Community Housing Opportunities Corporation, Davis
          Community Resource Associates, Clayton
          Congress of California Seniors
          Corporation for Supportive Housing, Oakland
          Council of Community Housing Organizations, San Francisco
          East LA Community Corporation (ELACC)
          East Palo Alto Council of Tenants
          Ecumenical Association for Housing, San Rafael
          Eden Housing, Inc., Hayward
          Emergency Housing Consortium, San Jose
          Enterprise Foundation, Los Angeles
          Fair Housing Council of Riverside County
          Fair Housing of Marin
          Family Assistance Program, Los Angeles
          Foundation for Quality Housing Opportunities, North Hollywood
          Friends Committee on Legislation
          Friends Committee on Legislation
          Gubb & Barshay LLP, San Francisco
          H&L Properties, Long Beach
          Herman and Coliver Architecture, San Francisco
          Homes for Life Foundation, Los Angeles
          Housing Authority of the City of Santa Barbara
          Inquilinos Unidos, Los Angeles
          Interpersonal Developmental Facilitators, Inc., Pasadena
          Jericho, Voice for Justice
          Kings County Housing Authority
          LINC Housing, Long Beach
          Local Initiatives Support Corporation, San Francisco
          Long Beach Housing Development Company
          Los Angeles Community Design Center
          Los Angeles Council of Society of St Vincent de Paul
          Los Angeles County Metal Health Association
          Los Angeles Housing Partnership, Inc.
          Low-Income Housing Fund, Los Angeles
          Lutheran Office of Public Policy
          Marin City Community Development Corporation








                                                                  AB 1811
                                                                  Page  5

          Marin Continuum of Housing and Services, San Rafael
          Marin Housing Council, San Rafael
          Mercy Charities Housing California, Orange
          Metropolitan Area Advisory Committee, National City
          Mexican American Legal Defense and Educational Fund
          Mid-Peninsula Housing Coalition, Redwood City
          Mission Housing Development Corporation, San Francisco
          Nancy Lewis and Associates, Los Angeles
          Napa Valley Community Housing, Napa
          Neighborhood Housing Services of Orange County
          Nevada County Housing and Community Services, Grass Valley
          New Directions, Inc., Los Angeles
          Orange County Community Housing Corporation, Santa Ana
          Penny Lane, North Hills
          People's Self-Help Housing Corporation, San Luis Obispo
          Planning for Elders in the Central City, San Francisco
          Public Law Center, Santa Ana
          Related Companies of California, Irvine
          Renee Franken and Associates
          Resources for Community Development, Berkeley
          Rural Communities Housing Corporation, Ukiah
          Rural Community Assistance Corporation, Sacramento
          Saben Investments, Inc., North Hills
          Sacramento Housing and Redevelopment Agency
          Sacramento Loaves and Fishes
          Sacramento Mutual Housing Association Lake County Alliance for  
          the Mentally Ill
          Sacramento Neighborhood Housing Services
          Saint Joseph Health System, Orange
          SAMCO, San Hose
          San Joaquin County Housing Authority
          San Leandro Shelter for Women and Children
          Santa Barbara County Legal Aid Foundation
          Santa Monica Commission on Older Americans
          Sentinel Fair Housing, Oakland
          Shelter for the Homeless, Midway City
          Shelter Partnership, Inc., Los Angeles
          Shelter, Inc., Concord
          Skid Row Housing Trust, Los Angeles
          Sober Living Network, Santa Monica
          Sonoma County Mobilehome Owners Association
          Southern California Association of Non-Profit Housing
          St. Mary's Center, Oakland
          Thai Community Development Center, Los Angeles
          Thomas Lauderbach Development Consultants, El Cerrito








                                                                  AB 1811
                                                                  Page  6

          Thomas Safron and Associates, Los Angeles
          Venice Community Housing Corporation, Venice
          West Contra Costa Conservation League, El Cerrito
          West Hollywood Community Housing Corporation
          Western Center on Law and Poverty
          Wine Institute
          Wine Institute
          WNC, Inc., Costa Mesa

           Opposition  

          None on file
           
          Analysis Prepared by  :    Eileen A. Roush / REV. & TAX. / (916)  
          319-2098