BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 1811
                                                                  Page  1

          ASSEMBLY THIRD READING
          AB 1811 (Reyes)
          As Amended May 30, 2000
          Majority vote.  Tax levy 

           REVENUE AND TAXATION         8-0APPROPRIATIONS      21-0        
           
           ----------------------------------------------------------------- 
          |Ayes:|Knox, Kaloogian, Alquist, |Ayes:|Migden, Campbell,         |
          |     |Aroner, Ducheny, Honda,   |     |Ackerman, Alquist,        |
          |     |Olberg, Romero            |     |Aroner, Ashburn, Brewer,  |
          |     |                          |     |Cedillo, Corbett, Davis,  |
          |     |                          |     |Kuehl, Maldonado, Papan,  |
          |     |                          |     |Romero, Runner, Shelley,  |
          |     |                          |     |Thomson, Wesson, Wiggins, |
          |     |                          |     |Wright, Zettel            |
           ----------------------------------------------------------------- 

           SUMMARY  :  Modifies the rules used to allocate farmworker housing  
          tax credits by allocating them in much the same way as  
          low-income housing tax credits are allocated.  Specifically,  
           this bill:  

          1)Revises the eligibility rules for the Farmworker Housing  
            Credit Program by allowing farmworker-housing tax credits to  
            be issued before construction of farmworker housing is  
            completed and occupied.

          2)Removes the requirement that applicants for farmworker housing  
            tax credits obtain credit certification from the Tax Credit  
            Allocation Committee (TCAC) before paying or incurring costs  
            to construct or rehabilitate farmworker housing.

           EXISTING LAW  :

          1)Offers personal income and bank and corporation tax credits  
            equal to 50% of eligible costs to construct or rehabilitate  
            qualified farmworker housing.  Qualified farmworker housing is  
            housing located in California that satisfies the requirements  
            of the Farmworker Housing Assistance Program.  Eligible costs  
            include those expended to finance, construct, excavate,  
            install, and/or obtain permits to construct or rehabilitate  
            qualified farmworker housing, including improvements to ensure  
            compliance with laws governing access for persons with  
            disabilities and costs related to reducing utility expenses.   








                                                                  AB 1811
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            Eligible costs do not include land or costs financed by grants  
            and below-market financing.  The housing must be made  
            available to farmworkers for at least 30 years.  

          2)Provides that taxpayers are required to obtain credit  
            certification from TCAC before paying or incurring costs in  
            order to be eligible to claim farmworker-housing tax credits.

          3)Provides that commercial lenders are also eligible for a  
            credit equal to 50% of the interest income foregone on loans  
            used to finance expenditures for qualified farmworker housing.  
             These credits must be taken in equal installment amounts over  
            a 10-year period or for the term of the loan, whichever is  
            shorter.  Loans must be pre-certified by TCAC and must be for  
            terms of at least three years.

          4)Provides that the aggregate amount of farmworker housing  
            credits allocated annually equals $500,000 per year.   
            Unallocated credits may be carried forward into the future.   
            Credits may not be claimed until the first taxable or income  
            year in which construction or rehabilitation is completed and  
            the constructed or rehabilitated farmworker housing is  
            occupied by eligible farmworkers. 

           FISCAL EFFECT  :  This bill is likely to result in farmworker  
          housing tax credits being awarded sooner than they would be  
          under current law.  However, this bill is not expected to result  
          in an overall revenue loss, because the annual $500,000 cap on  
          authorized farmworker housing credit allocations remains  
          unchanged under this bill. 

           COMMENTS  :  This bill is co-sponsored by the State Treasurer and  
          the Lieutenant Governor and is intended to increase utilization  
          of farmworker housing tax credits.  By patterning the farmworker  
          housing tax credit program on the highly successful and overly  
          subscribed low-income housing tax credit program, the sponsors  
          hope to make farmworker housing tax credits more attractive to  
          investors.

          Sponsors note that the current farmworker housing tax credit  
          program does not provide up-front cash to be used for project  
          development, because the project owner is unable to incur any  
          project costs until they have been certified by TCAC.   
          Additionally, the owner is unable to obtain credits until the  
          project is complete and the units are occupied.  These time  








                                                                  AB 1811
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          constraints mean that the tax credits cannot be used in  
          conjunction with other state programs that provide incentives to  
          create and rehabilitate farmworker housing. 

          To date no farmworker housing tax credits have been claimed,  
          most likely because the credits cannot be claimed until a  
          project is completed and occupied.  This bill will allow the  
          owner of qualified farmworker housing to obtain tax credits up  
          front (before the project is completed and occupied), thereby  
          increasing the owner's ability to obtain up-front capital for  
          the project. 

          The primary reason for the popularity of low-income housing tax  
          credits is their transferability.  Commonly, developers who  
          receive tax credit allocations sell their ownership interest in  
          the property to investors (typically at about $0.70 on the  
          dollar) in order to generate the capital necessary to build  
          low-income units.  Because low-income housing tax credits are  
          transferable, investors who purchase the ownership interest in  
          low-income housing developments obtain the credits associated  
          with the property and can then use the credits to offset their  
          tax liabilities.  The Treasurer's Office intends that farmworker  
          housing tax credits be transferable in a similar manner as  
          low-income housing tax credits; however, this bill is silent on  
          this issue. 

           
          Analysis Prepared by  :    Eileen A. Roush / REV. & TAX. / (916)  
          319-2098 




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