BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2456
                                                                  Page  1

          ASSEMBLY THIRD READING
          AB 2456 (Wright)
          As Amended May 26, 2000
          Majority vote 

           PUBLIC EMPLOYEES    7-0         APPROPRIATIONS      21-0        
           
           ----------------------------------------------------------------- 
          |Ayes:|Correa, Pescetti, Briggs, |Ayes:|Migden, Campbell,         |
          |     |Dutra, Firebaugh, Honda,  |     |Ackerman, Alquist,        |
          |     |Knox                      |     |Aroner, Ashburn, Brewer,  |
          |     |                          |     |Cedillo, Corbett, Davis,  |
          |     |                          |     |Kuehl, Maldonado, Papan,  |
          |     |                          |     |Romero, Runner, Shelley,  |
          |     |                          |     |Thomson, Wesson, Wiggins, |
          |     |                          |     |Wright, Zettel            |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Establishes the Deferred Retirement Option Program  
          (DROP) as a supplemental program for members of the Defined  
          Benefit Program of the State Teachers' Retirement System  
          (CalSTRS).  Specifically,  this bill  :  

          1)Specifies that DROP is being established in CalSTRS to provide  
            added flexibility to the system by allowing DROP participants  
            to have access to a lump sum benefit or additional monthly  
            payments for a specified period of time in addition to their  
            normal retirement allowance.

          2)Requires the CalSTRS Board to implement DROP no later than  
            January 1, 2002.

          3)Specifies that a CalSTRS member may elect to participate in  
            DROP once they have five years of service credit and have  
            reached age 60.

          4)Specifies that a member participating in DROP would continue  
            to make member contributions to be credited to their DROP  
            account and agree to participate in the program for at lease  
            one calendar year.

          5)Specifies that a member's election to participate in DROP may  
            be rescinded within 90 days after the date it is made.









                                                                  AB 2456
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          6)Specifies that members who participate in DROP are not  
            eligible to participate in the Reduced Workload Program.

          7)Specifies that members who have participated in DROP and  
            reinstate to active service are not eligible to participate in  
            DROP again.

          8)Specifies that a member's DROP account will be credited  
            monthly with the retirement allowance the member would have  
            received if the member had retired on the date he or she began  
            participating in DROP and the normal employer and employee  
            contributions less an amount needed to offset the actuarial  
            and administrative costs of the program.  Additionally, the  
            amounts will be credited with any applicable cost-of-living  
            adjustments and interest equal to the annual DROP interest  
            rate adopted by the Teachers' Retirement Board.  

           EXISTING LAW  establishes within CalSTRS two distinct benefit  
          structures: 1) a defined benefit program for persons employed on  
          a full-time basis; and, 2) a cash balance benefit program for  
          persons employed on a part-time basis.

          CalSTRS does not contain a DROP.

           FISCAL EFFECT  :  No increased costs to the Teachers' Retirement  
          Fund.

           COMMENTS  :  SB 1312 (Baca), pending in the Senate, would  
          establish DROP as a supplemental benefit program in the Public  
          Employees' Retirement System for state and school members and  
          for those local members whose employing agency elects to be  
          subject to the program.

          As designed in this bill, DROP would give CalSTRS members the  
          ability to take part of their retirement income as a lump sum in  
          addition to receiving a monthly retirement allowance. 

          Supporters contend that establishing a DROP within CalSTRS will  
          encourage qualified and experienced teachers to stay in the  
          classroom and continue teaching for an additional three years in  
          order to receive DROP benefit.

          Supporters further point out that the state will need  
          approximately 300,000 teachers in grades K-14 within the next  
          decade and that this bill will provide an option that will  








                                                                  AB 2456
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          encourage faculty to teach longer and allow grades K-14 to  
          retain quality teachers.  


           Analysis Prepared by  :  Karon Green / P.E., R. & S.S. / (916)  
          319-3957 




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