BILL ANALYSIS                                                                                                                                                                                                    






          SENATE PUBLIC EMPLOYMENT & RETIREMENT    BILL NO: AB 2700
          Deborah V. Ortiz, Chair       Hearing date: June 26, 2000
          AB 2700 (Lempert) as amended 5/26/00        FISCAL:   YES

           STRS:  "CREDITABLE" SERVICE MODIFICATIONS:   NEW ACCOUNT FOR  
          SERVICE PERFORMED IN EXCESS OF THE FULL-TIME EQUIVALENT  
          DURING A 12-MONTH PERIOD
           
           HISTORY  :            

              Sponsor:  California Teachers Association (CTA)
                       STRS Board of Administration
                       Palo Alto Unified School District

              Prior legislation:  none

           ASSEMBLY VOTES  :

              PER & SS                    7 - 0   4/12/00
              Appropriations            21 - 0    5/24/00
              Assembly Floor            75 - 1    6/01/00
           
          SUMMARY  : 

          Would:

            a)  make all compensation received by a member of the State  
            Teachers' Retirement System (STRS) creditable, and

            b)  require the STRS Board to establish and administer a  
            supplemental benefit program in which contributions for  
            service performed by a member in excess of one year of  
            service credit per school year shall be placed.


           ANALYSIS  : 

          1)   Existing STRS law  :
           
            a)  specifies that STRS calculate a member's retirement  
            benefit under the defined benefit program using:

              i)  the member's credited service,

          David Felderstein                                    AB 2700
          Date:  6/20/00                                         Page 1  









              ii)  a factor based on the member's age at retirement,  
              and,

              iii)  the member's final compensation.  The member's  
              service credit is determined annually according to the  
              creditable service performed by the member.



            b)  defines "creditable service" as service performed for  
            an employer in a position requiring a credential,  
            certificate or permit under the Education Code, or under  
            standards adopted by the Board of Governors of the  
            California Community Colleges, or under the provisions of  
            an approved charter for a charter school eligible to  
            receive state apportionment,

            c)  defines "creditable compensation" as money paid by an  
            employer to a STRS member for creditable service,   
            specifically excluding several types of payments from being  
            considered as "creditable compensation" such as:

              i)  money paid for creditable service in excess of the  
              full-time equivalent for the position,

              ii)  money paid for overtime, overload, summer school and  
              intersession,

              iii)  stipends paid to department chairs when release  
              time is not granted by the employer, and

              iiii)  bonus payments, such as pay-for-performance.
          
          2)   This bill  :

            a)  revises the definition of "creditable compensation" to  
            include all money payable in cash by an employer to all  
            persons in the same class of employees for performing  
            creditable service, and changes various other definitions  
            to comply with the intent of  this bill  ,

            b)  specifically excludes compensation that is not payable  
            in cash or is not payable to all persons who are in the  
            same class of employees,
          David Felderstein                                    AB 2700
          Date:  6/20/00                                         Page 2  










            c)  changes the method for calculating compensation  
            earnable to be based on the member's highest pay rate, if a  
            minimum level of service of at least .900 of a year is  
            performed at the highest pay rate,

            d)  clarifies that extracurricular activities are  
            creditable compensation if performed as part of a member's  
            contract duties such as coaching and supervising student  
            clubs,
             
            e)  clarifies that contributions on compensation earned for  
            service that exceeds 1.000 (the full-time equivalent) in  
            any one school year or compensation that represents a  
            one-time, lump-sum payment would be credited under the  
            supplemental benefit program,

            f)  requires TRB to establish and administer the Defined  
            Benefit Supplement (DBS) Program as a supplemental benefit  
            program for members of STRS defined benefit program who  
            perform service in excess of one year of service credit per  
            school year,



            g)  patterns the administration of the DBS Program after  
            the STRS Cash Balance Program and includes nominal accounts  
            for members, a guaranteed interest rate based on 30-year     
                      Treasuries, immediate vesting for both employer  
            and employee contributions, a lump-sum or annualized  
            distribution upon termination of employment, and a one-year  
            waiting period to receive a benefit under circumstances  
            other than retirement, disability or death, and 

            h)   provides that the DBS Program would become operative on  
            the effective date of the bill, while the definitions  
            related to creditable compensation, would become effective  
            July 1, 2002.
           

           FISCAL EFFECT  :

          STRS indicates that by making additional work eligible for  
          retirement service credit,  this bill  would increase:
          David Felderstein                                    AB 2700
          Date:  6/20/00                                         Page 3  










            a)  State General Fund contributions to the STRS defined  
            benefit program and supplemental benefit account by up to  
            $15 million annually, beginning in 2002-2003, and

            b)  School employer contributions to STRS by $175 million  
            annually.


           COMMENTS  :

          1)  According to STRS,

            "In the early 1970's when the current retirement plan was  
            designed, K-12 education generally was provided for nine  
            months a year, and community college instruction used  
            full-time faculty to a greater degree.  The current method  
            of determining what compensation is creditable reflects the  
            means by which education was provided at that time. As a  
            result, summer school and intersession service is not  
            creditable, and the plan assumes that members largely work  
            only one job, and on a full-time basis.

            "Since then, a number of changes have occurred in the  
            provision of education, including more year-around schools,  
            summer school and the shift in community colleges to more  
            part-time based instruction.  In addition, administrators  
            are increasingly being compensated based in part on their  
            performance.   This bill  would make all compensation for  
            creditable service creditable for purposes of determining a  
            STRS retirement benefit in order to reflect the changes in  
            education.  By changing the current definition of  
            creditable compensation, it would allow activities that  
            currently are not creditable to be counted towards  
            determining a member's retirement."

          STRS also points out that the current process of excluding  
          certain types of service and compensation from what is  
          creditable for retirement increases the complexity of          
            administering the defined benefit program.  STRS indicates  
          that they spend considerable resources to monitor employer  
          compliance with creditable service and compensation            
           requirements.   This bill  would substantially reduce this  
          administrative workload.
          David Felderstein                                    AB 2700
          Date:  6/20/00                                         Page 4  









           
          2)  Supporters contend that  this bill  will increase equity  
          among STRS members by crediting all service performed and  
          will simplify reporting for employers as well as streamline  
          STRS'            administration of the defined benefit  
          program.

          3)   SUPPORT  :

               Association of California School Administrators (ACSA)
               Small School Districts Association
               California Federation of Teachers (CFT)

          4)   OPPOSITION  :

               None to date.



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          David Felderstein                                    AB 2700
          Date:  6/20/00                                         Page 5